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At a Glance

Simple Checking

A simple account to meet your everyday checking needs

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Select Checking

A checking account with extra benefits like 30,000+ free  ATMs

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Elite Checking

A tiered interest-earning account for higher balance customers

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Student Checking

An account designed for students under 23 years old

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Compare Accounts

Simple Checking Account Select Checking Account Elite Checking Account Student Checking Account
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30,000+ ATMs with MoneyPass® Network¹
Free Money Orders
Interest Earned on Balances
Special Loan Discounts
Monthly Service Charge

No monthly service charge with 12 debit card purchases per statement cycle OR by setting up Direct Deposit to your Academy Bank checking account. 

$10 monthly service charge, which you can offset part or all of with a $0.10 rebate for each debit card purchase posted up to $10.00 maximum per monthly statement cycle

No monthly service charge when you meet one of the following requirements each statement cycle:

Maintain daily balance of $5,000

OR

Maintain average balance of $10,000 per statement cycle

No monthly service charge when you meet all of the following requirements each statement cycle:

Enrolled in Digital Banking

AND

Signed up for e.Statements

AND

Under 23 years old

Otherwise, $10 monthly service charge applies

Otherwise, $10 monthly service charge applies

Otherwise, $15 monthly service charge applies

Otherwise, $5 monthly service charge applies

Additional Features
  • Over 70 Academy Bank locations with weekend and evening hours, including branches inside Walmart
  • Digital Banking with Bill Pay2
  • Free mobile check deposit3
  • Free e.Statements4
  • Debit Card Controls
  • Over 70 Academy Bank locations with weekend and evening hours, including branches inside Walmart
  • Digital Banking with Bill Pay2
  • Free mobile check deposit3
  • Free e.Statements4
  • Debit Card Controls
  • Over 70 Academy Bank locations with weekend and evening hours, including branches inside Walmart
  • Digital Banking with Bill Pay2
  • Free mobile check deposit3
  • Free e.Statements4
  • Debit Card Controls
  • Over 70 Academy Bank locations with weekend and evening hours, including branches inside Walmart
  • Digital Banking with Bill Pay2
  • Free mobile check deposit3
  • Free e.Statements4
  • Debit Card Controls
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Saving Cents

Round up your debit card purchases automatically and put the change in your savings with Saving Cents.

How It Works

  • Choose - Choose how much you'd like to round up your debit card purchases from your Academy Bank checking account. Options range from the nearest $1 to $5 increment.
  • Save - Every time you make a purchase, we’ll round it up. Each night all the extra change is transferred automatically from your checking to your savings.
  • Track - See what you saved on your bank statement each month.

To sign up for the Academy Bank Saving Cents program, login to Digital Banking and send us a message. Or, call or visit a branch for assistance.

Your PurchaseRounded UpTransferred to Savings
$21.35$22.00$0.65
$30.23$31.00$0.77
$14.54$15.00$0.46

Overdraft Protection

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