** Benefits are available to personal checking accounts and their primary account owner and joint account owner(s) subject to the terms and condistions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Some Benefits require authenticaion, registration and/or activation. Benefits are not available to the "signer" on the account who is not an account owner or to the businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employee/students.
* Registration/activation required.
1 Direct deposit required. Maximum ACH credit is $15,000.00.
2 No fees for withdrawals, transfers, balance inquiries or denied ATM transactions at ATMs in the MoneyPass® Network if you have a MoneyPass® logo on the back of your card. MoneyPass® Network ATMs are within the U.S. only.
3 Message and data rates charged by your mobile phone carrier may apply.
4 Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply.
5 Free e.Statements or $5 paper statements for Select Rewards and Simply Digital Checking accounts. Paper statements are free for Elite Investment account holders.
6 Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. If the account is closed prior to the interest payment date, no interest will be paid. Fees may be charged to the account which could reduce earnings.
7 A $4.95 fee may apply. Deposit limits and restrictions apply. Not available in Vermont. Ask an Academy Bank associate for details. Not available at self-checkout.
Closing new accounts within 90 days of opening will result in a $20 early closure fee.
Visa's Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by VISA® or certain commercial card transactions. Cardholders must notify card issuer promptly of any unauthorized use. Consult issuer for specific restrictions, limitations and other details.
† Important Insurance Disclosure Notice: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance disclosure documents for complete details of coverage and exclusions. INSURANCE DISCLOSURES: Insurance products are NOT insured by FDIC or any Federal Government Agency; NOT a deposit of or guaranteed by the bank or any bank affiliate. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.