At a Glance

Simple Checking

A simple account to meet your everyday checking needs

Learn More

Select Checking

A checking account with extra benefits like 30,000+ free  ATMs

Learn More

Elite Checking

A tiered interest-earning account for higher balance customers

Learn More

Student Checking

An account designed for students under 23 years old

Learn More

Compare Accounts

Simple Checking Select Checking Elite Checking Student Checking
OPEN NOW OPEN NOW OPEN NOW OPEN NOW
30,000+ ATMs with MoneyPass® Network¹
Free Money Orders
Interest Earned on Balances
Special Loan Discounts
Monthly Service Fee

No fee with 12 debit card purchases per statement cycle OR by setting up Direct Deposit to your Academy Bank checking account. 

$10 monthly service fee, which you can offset part or all of with a $0.10 rebate for each debit card purchase posted up to $10.00 maximum per monthly statement cycle

No fee checking when you meet one of the following requirements each statement cycle:

Maintain daily balance of $5,000

OR

Maintain average balance of $10,000 per statement cycle

No fee checking when you meet all of the following requirements each statement cycle:

Enrolled in Digital Banking

AND

Signed up for e.Statements

AND

Under 23 years old

Otherwise, $10 monthly service fee applies

Otherwise, $10 monthly service fee applies

Otherwise, $15 monthly service fee applies

Otherwise, $5 monthly service fee applies

Additional Features
  • Over 70 Academy Bank locations with weekend and evening hours, including branches inside Walmart
  • Digital Banking with Bill Pay2
  • Free mobile check deposit3
  • Free e.Statements4
  • Over 70 Academy Bank locations with weekend and evening hours, including branches inside Walmart
  • Digital Banking with Bill Pay2
  • Free mobile check deposit3
  • Free e.Statements4
  • Over 70 Academy Bank locations with weekend and evening hours, including branches inside Walmart
  • Digital Banking with Bill Pay2
  • Free mobile check deposit3
  • Free e.Statements4
  • Over 70 Academy Bank locations with weekend and evening hours, including branches inside Walmart
  • Digital Banking with Bill Pay2
  • Free mobile check deposit3
  • Free e.Statements4
OPEN NOW Learn More OPEN NOW Learn More OPEN NOW Learn More OPEN NOW Learn More

Saving Cents

Round up your debit card purchases automatically and put the change in your savings with Saving Cents.

How It Works

  • Choose - Choose how much you'd like to round up your debit card purchases from your Academy Bank checking account. Options range from the nearest $1 to $5 increment.
  • Save - Every time you make a purchase, we’ll round it up. Each night all the extra change is transferred automatically from your checking to your savings.
  • Track - See what you saved on your bank statement each month.

To sign up for the Academy Bank Saving Cents program, call (877) 712-2265, visit a nearby branch, or log into Digital Banking and send a Secure Message.

Your PurchaseRounded UpTransferred to Savings
$21.35$22.00$0.65
$30.23$31.00$0.77
$14.54$15.00$0.46

Overdraft Protection