Debit Card Controls

You will need Mobile or Online Banking. Download the Mobile App (Mobile carrier fees may apply.) Once you are authenticated by digital banking, access Card Controls via Menu > Debit Card Controls.

Card Controls are a free service that gives you the ability to turn your debit card ON or OFF using the Freeze feature which will block all transactions except those on autopay. Other card management features include accessing card details, managing transactions, location and merchant controls, managing card alerts, changing a card PIN, or archiving a card. Notifications for card transactions can be set and configured for transaction types, merchant categories, and location-based alerts. There is also an aggregate view of all your card spending, the ability to set geographic location controls using region shield, and international transaction controls when traveling internationally. 

Log into Mobile or Online Banking. Select Menu > Debit Card Controls to get started. If you do not have an Online or Mobile Banking account, you will need to enroll in order to manage your Debit Card with Card Controls. (Mobile carrier fees may apply). We released a new version of Card Controls on August 10, 2026. Please review your current Card Controls and update settings as needed. Card Alerts established in the old system will carry over to the new Debit Card Controls.  

After logging into Mobile or Online Banking, go to Menu > Debit Card Controls. Select the My Cards button and the card you want to manage, and then click on the Freeze icon and enable a freeze on that card.  Freeze will turn the card off for all new transactions but will keep your debit card autopay transactions running. 

The new Debit Card Controls offer a robust interface to manage controls related to your debit cards. Here are a few of the new features:  

Card Details – We now provide secure access to you card number, expiration date and CVV.   

Location Controls – The new region shield feature allows you to limit transaction to a defined geographic area for your card. In addition, the International Transactions function allows you to authorize transactions in specific countries.  

Notifications - A new interface for notifications management provides more options for the control of card alerts across transactions.   

Spending Insights – This feature offers an aggregate view of spending across your debits cards to show where you money is going per month, per spending categories and merchants. 

Digital Wallet Integration - You can now push your debit card into the digital wallet of your mobile device within the Academy Bank mobile app without having to manually enter card information.   

Change Card Pin – You now can change the PIN for your card within Card Management.  

Log into the Mobile Banking app. If you do not have Online or Mobile Banking, you will need to enroll before you can set up Debit Card Notifications. Notification Settings are only available through the App and will not show in Online Banking.

 

To set up Debit Card Notification Alerts, go to Menu > Debit Card Controls > select the My Cards Button and then the More Setting icon (looks like 4 blocks) in the top right corner above your card.  Select the link for Notification Settings. This will allow you to manage basic transaction notifications for each card. Select the Add Alert button to set up specific alerts for transaction types, location-based alerts and merchant categories.  

Yes, select Debit Card Controls from the navigation menu, then select the My Cards button and all your debit cards will show up in the carousel. Click on each card from the carousel to manage controls for that card.   

No, your recurring transactions and/or autopay will not be blocked. They will continue to be processed even if your card is Frozen. When freezing your card all future purchase transactions will be blocked. 

If you have misplaced your debit card, go to Debit Card Controls > My Cards > and then select Freeze to freeze the card. This will prevent any unauthorized use of the card. When you find your card, use Debit Card Controls to remove the Freeze from the card. If you cannot find your debit card or feel like it has been stolen, keep it Frozen and report it lost or stolen by calling 1-800-754-4128. We can securely cancel the card and issue a new card for you.  

When you make changes to your card with Debit Card Controls, the changes go into effect immediately. Freezing your card will block all future transactions on that card protecting you from any fraud.  Un-Freezing your card will reenable all future transactions to flow through.  Debit Card Controls gives you complete control over your Debit Card. 

On August 10, 2026, we migrated to a new Card Controls platform. The new Card Controls platform brings some new features to allow you to manage your debit cards with a new online and app interface. All alerts set on the old platform will carry over to the new platform. However, now is a good time to review your card controls settings and notifications and tailor them to your needs.  

Card Controls are free to use and part of the standard digital banking features. You may incur fees from your mobile carrier if you choose to receive text alerts and data rates may apply.