Simply Free Checking

The feeling of simply free checking…hassle-free, monthly fee-free, carefree.


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You oughta take it FREE (and easy).


Uncomplicated. Unrestricted. Simply Free Checking as it should be.


  • $0 monthly service charge
  • No minimum balance
  • Get paid one day early with Early Pay1



What you get with our Simply Free Checking Account:

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Free overdraft protection with transfer from a Savings Account

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Free eStatements

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Visa Debit Card & Card Controls

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Online Banking

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Mobile Banking2

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Refer Friends. Get Rewards. $50 for you. $50 for them.2, 3


































A few nice-to-knows:


  • There is a $25 opening balance requirement on Simply Free Checking.
  • Free monthly paperless statement. eStatements required.
  • Add cash to your account from thousands of retail locations with Cash2Debit.TM 4
  • Closing new accounts within 90 days of opening will result in a $20 early closure fee.

If this doesn't sound like the perfect fit for you, check out our other checking options. Compare Checking Accounts. 




































Need More Information?


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Apply in minutes. Go ahead, we'll time you.

1 Direct deposit required. Maximum ACH credit is $15,000.00.
2 Message and data rates charged by your mobile phone carrier may apply.
3 Terms and Conditions apply.
4 A $4.95 fee may apply. Deposit limits and restrictions apply. Not available in Vermont. Ask an Academy Bank associate for details. Not available at self-checkout.
$25 opening balance required. 
$5 monthly fee will be charged if paper statements are chosen.
Closing new accounts within 90 days of opening will result in a $20 early closure fee.