Simply Free Checking Account

The feeling of simply free checking…hassle-free, monthly fee-free, carefree.

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Open a checking account online to take it easy (and free).

Uncomplicated. Unrestricted. Your Online Checking Account as it should be.

  • $0 monthly service charge
  • Simply Free Checking Account with No minimum balance
  • Get paid early with Early Pay1

Check out our Simply Free Checking Account benefits:

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Free overdraft protection with transfer from a Savings Account
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Free eStatements
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Visa Debit Card & Card Controls
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Online Banking
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Mobile Banking2
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Refer Friends. Get Rewards. $50 for you. $50 for them.2, 3

What you need to know about this checking account:

  • There is a $25 opening balance requirement on the Simply Free Checking Account.
  • Free monthly paperless statement. eStatements required.
  • Add cash to your account from thousands of retail locations with Cash2Debit.TM 4
  • Closing new accounts within 90 days of opening will result in a $20 early closure fee.

If this doesn't sound like the perfect fit for you, check out our other checking options. Compare Checking Accounts. 

1 Get paid one day early. Direct deposit required. Maximum ACH credit is $15,000.00.
2 Message and data rates charged by your mobile phone carrier may apply.
3 Terms and Conditions apply.
4 A $4.95 fee may apply. Deposit limits and restrictions apply. Not available in Vermont. Ask an Academy Bank associate for details. Not available at self-checkout.
$25 opening balance required. 
$5 monthly fee will be charged if paper statements are chosen.
Closing new accounts within 90 days of opening will result in a $20 early closure fee.