Academy Bank

No monthly fee. No minimum balance. No hassle.

Open a Simply Free Checking Account today!

$25 opening deposit.  e.Statements required.

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Optimize your savings.

Optimize your possibilities.

Let us help you reach your savings goals. Whether you are preparing for a major purchase, a vacation, or want to build up your just-in-case cash stash, we want to provide savings solutions.

Rates worth talking about

* Annual percentage yield (APY). Rates are subject to change. See product pages for specific terms.

**Annual percentage rate (APR). Subject to credit approval.


APY for 12 months*


APY for 15 months*


APY introductory rate for 3 months*


APR introductory rate for 6  months**

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I have been banking with Academy Bank for years. Nothing better than the service I receive every visit.

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Academy Bank offers competitive rates. Staff is polite and helpful. In-store locations are very convenient.

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Your Bankers are very courteous, knowledgeable, friendly and efficient. I would recommend Academy Bank to anyone.

    Mortgages made easy.

    We know searching for the perfect home can be stressful, so we are here to help you through the whole process.

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    News & resources

    We're excited to share good news. Check out when Academy Bank has been "In the News".

    Academy Bank makes Fortune's inaugural list of most innovative companies with rankings based on product innovation, process innovation, and culture innovation. Read more...

    New partnership helps Academy Bank offer embedded deposit services to Fintechs.

    How to Use a HELOC for Debt Consolidation
    Check out this resource on how to pay down revolving debt and consolidate multiple payments into one, potentially through a Home Equity Line of Credit (HELOC)