CD Term Loan

Get great rates and fast approvals with a CD Term Loan.

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Earn interest while you repay a loan! Win. Win.

CD Term Loans, also known as CD-Secured Loans, are personal loans that use a certificate of deposit (CD) as security. These loans are similar to other collateral-based loans such as mortgages or auto loans, which secure collateral in the form of a home or a car. The main purpose of a CD Term Loan is to quickly provide cash without incurring early withdrawal penalties on a CD. Learn more about CDs here.
  • Low, fixed interest rates
  • Fast, easy approval - get your funds fast
  • Build or rebuild your credit
  • Earn interest while repaying your loan


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Choose a term equal to or less than your CD's maturity date
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Low, fixed interest rates
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Fast, easy approval
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Build (or rebuild) credit
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Earn interest while you repay your loan

Subject to credit approval.

Certificate of Deposit Tern Loan requires an existing Certificate of Deposit account with Academy Bank, or contact a Banking Center to open a Certificate of Deposit account prior to applying.