Simple Business Checking

Run your business. Get paid faster. All in one account. 

Simple Business Checking: Designed for sole proprietors and new businesses. With built‑in invoicing and payments, no monthly service charge, and no separate software required.
 
  • No monthly service charge
  • Low $50 opening balance
  • 100 free transactions per month
  • Built-in Payments Suite powered by Autobooks
Open your account, sign up and start invoicing! Ready. Set. Gamechanger.
false
Enter your zip code to view local account options.

Simple Business Checking + Payments Suite

 
  • Keep it all in one place: One bank, one login. Bank, invoice, accept payments, and track activity from the same secure dashboard inside Academy Bank Online & Mobile Banking.
  • Make it easier for customers to pay: Send professional invoices (one‑time or recurring), share a secure payment link, or accept in‑person payments—so you can move from “sent” to “paid” faster.
  • Included with your account: There’s no monthly subscription for Payments Suite—it's included with Academy Bank business checking. Standard payment processing fees apply.
  • Built around how you work: Create invoices, automate recurring payments, share links or QR codes, accept tap‑to‑pay and online payments, and track paid, pending, and overdue activity—so you can stay organized and monitor cash flow without extra admin.
  • Bank‑led support you can count on: Payments Suite is delivered through Academy Bank—so you get modern payment tools backed by the security and service of a bank relationship. Powered by Autobooks.
 
We know what it means to have your name and reputation on every business transaction. That's because we're a family-owned and privately held bank, and we're proud to say that makes us different









































What you get with Simple Business Checking & Payments Suite:

Business owners viewing their business account with Academy Bank and Payments Suite
Easy-to-use interface in Online & Mobile Banking



Business owner sending an invoice through their Academy Bank Business Banking account with Payments Suite
Send professional, branded invoices (one-time or recurring)



Business owners reviewing profits and expenses through their Academy Bank Business Banking account with Payments Suite
Accept credit card, ACH and in-person payments



Business owner providing a QR code for payment through their Academy Bank Business Banking account with Payments Suite
Share secure payment links or QR codes



Business owners viewing invoices through their Academy Bank Business Banking account with Payments Suite
Track paid, pending, or overdue payments and monitor cash flow













1 Message and data rates charged by your mobile phone carrier may apply. Mobile Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply.   
2 Free monthly eStatement or $5 paper statement.

Closing new accounts within 90 days of opening will result in a $25 early closure fee