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Line of Credit

Borrow. Repay. Repeat.

4.99% APR for 6 months*

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The flexibility you need with our revolving Business Line of Credit.


Our Business Line of Credit gives you the flex to borrow, repay and borrow again without reapplying for a loan. Great for short-term businesses needs like:

  • Cash flow
  • Inventory
  • Payroll
Subject to credit approval.
Have you already applied?  Log in here and upload documents and see the status of your application. No guesswork required. 

Talk to a Business Banker and learn more about our Line of Credit

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By clicking the Submit(Finish) button you agree that you are providing an electronic signature expressly authorizing Academy Bank to contact you by telephone at any of the telephone number(s) provided using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. Academy Bank may also contact you via email using any email address you provided.  You are not required to provide this authorization as a condition of purchasing any property, goods or services from Academy Bank.

What you get with our Business Line of Credit:

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Quick decisions

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Responsive service that’s flexible, too

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Interest only payments available

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Local know-how from fellow locals









































Business Lines of Credit have  an origination fee of 0.50% based on the loan amount and an annual fee of $250. The annual fee is waived for the first year. (Conditions apply)

Check out our other Business Lending Options.

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Borrow, repay, repeat your way to business growth.

* APR or Annual Percentage Rate. Business Lines of Credit (LOC) are subject to credit approval and require automatic payment deduction from an Academy Bank business checking account. The 4.99% promo rate is good for 6 months of opening the Business LOC. Line of Credit loan amount cannot exceed $500,000  to receive the 6-month 4.99% APR promo.  $250 annual fee is waived for the first year (conditions apply).
 

0.50% Origination Fee applies. (based on loan amount)

Annual Fee applies.  $250 annual fee is waived for the first year. (conditions apply)