Checking Accounts With Interest

The higher the balance, the higher the rate.

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Enter your zip code to view local account options.

Is Elite Investment a checking account or savings account? YES!

Elite Investment Checking is a tiered-earning account. Which means that the rate of return rises as your balance rises.

  • Earn increasing interest1 depending on your balance
  • Special loan discounts, including a mortgage closing cost discount ($250)
  • No fees on money orders or cashier’s checks



What you get with our Elite Investment Checking account:

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Mobile Banking and check deposit2,3
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Get paid one day early with Early Pay4
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Complimentary standard checks
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Free paper statements and eStatements
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Access to 38,000+ ATMs through MoneyPass5
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VISA debit card usage alerts
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Eligible for Saving Cents - round up your debit card purchases automatically and put the change in your savings
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Refer Friends. Get Rewarded. $50 for you, $50 for them!2,7

















Elite Investment Checking Account Rates

If no rates are displaying, please enter your zip code in the input field at the top of the page to populate
Account Balance Annual Percentage Yield¹
$0.01 to $9,999.99
0.15
$10,000 - $24,999.99
0.20
$25,000 - $49,999.99
0.25
$50,000 - $99,999.99
0.30
$100,000 - $249,999.99
0.40
$250,000 and up
0.50


A few nice-to-knows:


  • There is a $100 opening balance requirement on Elite Investment checking accounts.
  • No monthly service charge when you meet one of the following requirements each statement cycle:
    • Maintain a daily balance of $5,000 per monthly statement cycle
    • OR maintain an average balance of $10,000 per monthly statement cycle
  • Otherwise, a monthly service charge of $20 applies.
  • Closing new accounts within 90 days of opening will result in a $20 early closure fee.
  • Add cash to your account from thousands of retailers with Cash2DebitTM.6





































1 We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. The Annual Percentage Yield (APY) shown is accurate as of . The interest rate may change after the account opening. Fees may be charged to the account, which could reduce earnings on the account. If the account is closed prior to the interest payment date, no interest will be paid.
2 Message and data rates charged by your mobile phone carrier may apply.
3 Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply.
4 Direct deposit required. Maximum ACH credit is $15,000.
5 No fees for withdrawals, transfers, balance inquiries or denied ATM transactions at ATMs in the MoneyPass® Network if you have a MoneyPass® logo on the back of your card. MoneyPass® Network ATMs are within the U.S. only.
6 A $4.95 fee may apply. Deposit limits and restrictions apply. Not available in Vermont. Ask an Academy Bank associate for details. Not available at self-checkout.
7 Terms and Conditions apply