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Savings Account

Earn Interest. Round up Purchases.

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A savings account can help you save for anything, from vacations to unexpected expenses. With our interest rate compounding quarterly, you have more incentive to save! 

Plus, with Academy Bank's Saving Cents program, small savings can add up. Saving Cents rounds up Debit Card purchases from an Academy Bank Checking Account and transfers the change directly into a Savings Account.

What you get with our Savings Account:

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Eligible for Saving Cents
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Source of overdraft protection
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Daily Yield

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Account Balance Annual Percentage Yield
All balances

Some need-to-knows

  • There is a $25 minimum opening deposit.
  • $100 minimum balance required to avoid $5 monthly service charge.
  • You can receive free eStatements or $5 paper statements with this account.
  • If enrolled in Saving Cents, the minimum opening deposit will be waived. Also, the $5 monthly service charge will be waived for twelve (12) months. Otherwise, a monthly service charge of $5 applies.
  • Closing new accounts within 90 days of opening will result in a $20 early closure fee.
Applying typically takes 10 minutes or less.
Want to know how much you need to save to reach your goals? Check out our Savings Financial Calculators.
If this doesn't sound like the perfect fit for you, check out our other savings options. Compare Personal Savings Options

Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. The interest rate is subject to change daily. If the account is closed prior to the interest payment date, no interest will be paid. Fees may be charged to the account which could reduce earnings on the account. The Annual Percentage Yield (APY) is accurate as of .
1 Message and data rates charged by your mobile phone carrier may apply.
FDIC-insured up to the maximum allowed by law