Money Market Account Rates

Earn 4.25% APY for 3 months.*

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The Best Money Market to Power up your savings 

Get an exceptional introductory rate for three months on a new Academy Bank Money Market account with a minimum new money to Academy Bank deposit of $25,000. 

  • Earn peace of mind and extra cash
  • The more you save, the more you earn
  • Easy access to your cash when you need it

What you get with our Premier Money Market Account:

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ATM and in-branch withdrawals
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Eligible for Saving Cents
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Source of overdraft protection
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Digital Banking with account alerts
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Can be used by Homeowners Associations to earn interest

Premier Money Market Rates

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Minimum Balance Annual Percentage Yield
$0.01 to $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000 and up

Here are the need-to-knows

  • There is a $25 opening deposit requirement. To receive the promotional rate it must be new money to Academy Bank.
  • No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle. Otherwise, a monthly service charge of $10 applies.
  • 6 transactions per statement cycle allowed.1
  • You can receive free eStatements or $5 paper statements with this account.
  • Closing new accounts within 90 days of opening will result in a $20 early closure fee.
  • Up to $100,000 ACH funding possible when opening online.2
If this doesn't sound right for you, check out our other savings options on the Compare Personal Savings page.

* Annual Percentage Yield (APY) is accurate as of . Promotional rate is effective for 3 months from the opening date of a new Premier Money Market account. To receive the introductory rate, account must be opened with a minimum of $25,000 or for existing Money Market accounts, a minimum additional deposit of $25,000 is required that cannot be transferred from an existing account. Maximum deposit eligible for promotional rate is $3,000,000. The rate may change after the account is opened. Fees charged to the account could reduce the earnings on the account. If the account is closed prior to the interest payment date, no interest will be paid.
The interest rate and annual percentage yield is subject to change daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If you use mobile banking to access your account, message and data rates charged by your mobile carrier may apply.
1 Excessive withdrawal fee of $10 per item over 6 withdrawals per statement cycle not to exceed $60 per statement cycle.
2 A $100,000 limit is in place for ACH transactions when funding a Premier Money Market account. No international transfers.

FDIC-insured up to the maximum allowed by law.