Enjoy the convenience and flexibility you need for daily personal banking without worrying about overdraft fees. Plus, you'll have free access to online and mobile banking, account alerts1, bill pay, and mobile check deposit2.
What you get with our Safe Spending Checking Account:
No Overdraft Fees
No Account Activation, Closure, Dormancy, or Low Balance Fees
Mobile Banking with Check Deposit1,2
Online Banking with Bill Pay
Over 70 locations including branches inside Walmart
Eligible for Saving Cents - round up your debit card purchases and put the change in savings
Visa debit card usage alerts
A few nice-to-knows:
There is a $25 opening deposit requirement.
There is a $5 monthly recurring service charge.
Paper checks are not included with this account. You have an option to purchase paper checks at any time.
If you choose to receive paper statements, a $2.00 paper statement fee will apply.
When using Cash2Debit™ to make a cash deposit using your debit card at a participating retailer, a $4.95 per transaction fee may apply.
In-network ATMs are free, and out-of-network ATM fees are only $2.50.