Student Checking Account

Designed with ease and convenience for full-time students.

Enter your zip code to view local account options.


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Mobile Banking with Check Deposit1,2
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VISA debit card usage alerts
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Online Banking
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Over 70 locations, including branches inside Walmart
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Overdraft Alternatives such as linking to a savings account
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Eligible for Saving Cents - round up your debit card purchases automatically and put the change in your savings
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With Cash2DebitTM, you can add cash to your account from thousands of retailers3
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Refer Friends. Get Rewards. $50 for you, $50 for them!1, 4

What You Need to Know

  • There is a $25 opening balance requirement on student checking accounts.
  • To qualify for an Academy Bank student checking account, you must be a full-time student under 23 years old who is enrolled in a high school, college, university, or vocational program.
  • Converts to Simply Digital Checking Account at age 23.
  • No monthly service charge when you meet all of the following requirements each statement cycle:
    • Enrolled in Digital Banking
    • Signed up for eStatements
  • Otherwise, a monthly service charge of $5 applies.
  • You can receive free eStatements or $5 paper statements with this account.
  • Add cash to your account from thousands of retail locations with Cash2Debit™.
  • Closing new accounts within 90 days of opening will result in a $20 early closure fee.

1 Message and data rates charged by your mobile phone carrier may apply.
2 Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply.
3 A $4.95 fee may apply. Deposit limits and restrictions apply. Not available in Vermont. Ask an Academy Bank associate for details. Not available at self-checkout.
4 Terms and Conditions apply.