FHA Mortgage Rates

Easy online application for an FHA Mortgage.

Enter your zip code to view local account options.
Ready for home ownership? The FHA Home Loan is designed for first-time homebuyers and borrowers who may not have 20% for their down-payment. An FHA mortgage is a government-backed loan with more flexible lending requirements than those of conventional loans. Fixed and adjustable-rate options are available. Whether you are a first-time homebuyer or you've bought many homes over the years, our team of expert Loan Officers are ready to help you on your path to home ownership. Plus, we'll guarantee that your loan will close on time, or we will pay you $1,000! 

We’ll help you through the entire process.

Already applied? You're done with the hard part! Just log in here and upload documents and see the status of your application easily. No guesswork required. 


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Dedicated loan officers to help you every step of the way
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Mortgage Service Guarantee — we'll close your loan on time or pay you $1,000
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Fixed and adjustable interest rates available
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Competitive rates and flexible terms
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Low down payment
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Cash out options available
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Choose to purchase or refinance
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Fast approvals, expert advice, and an easy process

What You Need to Know about FHA Home Loans

What are the benefits of an FHA loan?

An FHA mortgage is a good option for homebuyers with less-than-stellar credit or limited cash for a down payment. You may qualify for an FHA mortgage with a down payment as low as 3.5%, even if you don't have a long credit history or outstanding credit. 

For those looking for a refinance, we can simplify the process with less paperwork with an FHA Streamlined Refinance.

FHA Loan Requirements and Qualifications

  • Down payment - Save up! FHA loans require a minimum down payment of 3.5% and FHA loans require mortgage insurance. 
  • Loan Amount - Maximum loan amounts vary by state and county. Contact a loan officer to understand the details in your area.
  • Property Condition - FHA mortgage loans require homes that meet certain conditions, so you need an appraisal by an FHA-approved appraiser.
  • Your Home Base - New FHA loans are available only for homes that will be used as a borrower's primary residence.

We’ll help you through the entire process.

Log in to view your account, check your loan status, or continue a saved application

Trouble knowing where to start? Learn how to get started and what to expect during the home buying or refinancing process in our Education section. For other questions, read our FAQs or call 1-855-376-3168.
Don't see what you're looking for, check out our Compare Mortgage Loans page for more options.

Subject to credit approval.