Analyzed Business Checking

High-volume businesses need more from their bank

Analyzed Business Checking: Specially designed for moderate to large scale businesses, you can bet our Analyzed Business Checking Account can keep up with your day-to-day pace. 

  • $0 opening balance
  • $22 monthly service charge 
  • Earnings credit based on the account balance to reduce or offset additional monthly fees for wires, ACH, and more.
  • Built-in Payments Suite powered by Autobooks
Open your account, sign up and start invoicing! Ready. Set. Gamechanger.
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Analyzed Business Checking + Payments Suite

 
  • Keep it all in one place: One bank, one login. Bank, invoice, accept payments, and track activity from the same secure dashboard inside Academy Bank Online & Mobile Banking.
  • Make it easier for customers to pay: Send professional invoices (one‑time or recurring), share a secure payment link, or accept in‑person payments—so you can move from “sent” to “paid” faster.
  • Included with your account: There’s no monthly subscription for Payments Suite—it's included with Academy Bank business checking. Standard payment processing fees apply.
  • Built around how you work: Create invoices, automate recurring payments, share links or QR codes, accept tap‑to‑pay and online payments, and track paid, pending, and overdue activity—so you can stay organized and monitor cash flow without extra admin.
  • Bank‑led support you can count on: Payments Suite is delivered through Academy Bank—so you get modern payment tools backed by the security and service of a bank relationship. Powered by Autobooks.
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We know what it means to have your name and reputation on every business transaction. That's because we're a family-owned and privately held bank, and we're proud to say that makes us different. We offer local expertise, responsive and flexible client service, and customized solutions you just can't get from a larger, publicly traded bank. 



What you get with Analyzed Business Checking:

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New VISA® Business Debit Card
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Online and Mobile2 Business Banking
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Free monthly eStatements3































Additional benefits with Payments Suite:

Business owner creating an invoice through their Academy Bank Business Banking account with Payments Suite
Send professional, branded invoices (one-time or recurring)



Business owners viewing their business account with Academy Bank and Payments Suite
Easy-to-use interface in Online & Mobile Banking



Business owner sending an invoice through their Academy Bank Business Banking account with Payments Suite
Accept credit card, ACH and in-person payments



Business owner providing a QR code for payment through their Academy Bank Business Banking account with Payments Suite
Share secure payment links or QR codes



Business owners reviewing profits and expenses through their Academy Bank Business Banking account with Payments Suite
Know where your business stands, anytime. 













1 Earnings credit calculated and applied monthly. Ask a Banker about item charges.
2 Message and data rates charged by your mobile phone carrier may apply. Mobile Deposits are subject to verification and not available for immediate withdrawal.  Deposit limits and restrictions apply.   
3 Free monthly eStatement or $5 paper statement. 

Closing new accounts within 90 days of opening will result in a $25 early closure fee.