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CD Rates

Watch your savings grow.

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Enter your zip code to view local account options.

Certificates of Deposit are a guaranteed savings solution


Simply choose the length of time (term) and interest rate you want to earn, deposit your money, then sit back and watch your account grow. 

  • Interest is compounded and credited quarterly for investment terms of 12 months or longer
  • Shorter terms pay at maturity
  • Check out our CD Rates and open an account today



Certificate of Deposit Rates

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Term Minimum Opening Balance Annual Percentage Yield Open now
30 Day $500
1.21%
91 Day $500
1.36%
182 Day $500
1.61%
9 Month $500
4.27%
12 Month $500
5.25%
13 Month $500
4.75%
15 Month $500
5.35%
18 Month $500
3.29%
19 Month $500
3.29%
24 Month $500
3.29%
30 Month $500
3.03%
36 Month $500
3.03%
48 Month $500
3.03%
60 Month $500
3.03%


What You Need to Know


A fixed interest rate is earned on the entire balance.

A minimum opening balance of $500 is required to obtain the disclosed annual percentage yield.¹

There are penalties for withdrawing funds before the set term. The amount depends on the length of the CD account term.²

  • 7 - 91 Days: 60 days loss of interest
  • 92 - 182 Days: 182 days loss of interest
  • 183 - <60 Months: 1 year loss of interest
  • 60 Months: 2 years loss of interest

This Academy Bank account can be used to invest your IRA or ESA.














































































Learn More About Savings with CDs

* Annual Percentage Yield 
1 A penalty may be imposed for early withdrawal. The Annual Percentage Yield (APY) shown is accurate as of . CD rates are subject to change at any time and are not guaranteed until CD is opened. Fees charged to the account could reduce earnings on the account. 
2 Penalty amounts apply to all new CDs/IRAs opened or renewed after September 2015.
 
FDIC-insured up to the maximum allowed by law