Personal Loans Online

Current customers can access funds in minutes with a personal loan!

Enter your zip code to view local account options.

Get access to the cash you need with an Academy Bank Express Loan

  • No more resorting to high-interest payday lenders
  • Take care of unexpected car or medical expenses
  • Consolidate debt, pay for your education, and more

Personal Loan Features

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Loan amounts from $250 to $15,000
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Low credit scores considered with a satisfactory account relationship
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A great alternative to high-interest, short-term lenders like payday lenders
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Automated payments so you'll never miss one. Set it and forget it!
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Fixed terms and monthly payments to simplify your budget
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Apply online, get approval status, and access funds quickly

What You Need to Know

  • Direct deposit is required.
  • Origination fee, 10% of the loan amount or $100 whichever is less.


Read more about Personal Loans


Subject to credit approval. Restrictions Apply. Direct deposit relationship required. Origination fee, 10% or $100 whichever is less.  Annual Percentage Rate (APR) is based on credit score. Only one personal loan allowed to any borrower at any time. Loan terms are based on the loan amount. Refinance applicants must qualify for a minimum of $250 in additional cash for approval.

The actual amount, term and APR amount of any loan that a customer qualifies for is based on credit determination. Repayment terms range from 6-48 months. APR range from 19.95% to 35.95%. Example: $3000 at 25.95% for 36 months $163.68/month.