using phone

Online Checking for your everyday needs.

Simply Digital checking with Academy Bank.

  • Get paid one day early with our Early Pay*
  • Bank on the go with free Mobile Banking with check deposit1
  • Unlimited access to 38,000 ATM’s through the Moneypass Network
  • Free Visa debit card with Card Controls
  • Free eStatements
  • Over 70 convenient branch locations

Enter your zip code to view local account options.

A few nice-to-knows:

  • $100 opening balance requirement 
  • No monthly service charge when you meet the following requirement each statement cycle:
    • $500 average balance -or-
    • 20 debit card purchases per statement cycle, excludes transactions conducted at an ATM, AND signed up for eStatements 
  • Otherwise a $9 monthly service charge will apply
  • You can receive free eStatements or $5 paper statements 

*Direct Deposit required. Maximum ACH credit is $15,000
1 Message and data rates charged by your mobile phone carrier may apply 
1 Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply.

No fees for withdrawals, transfers, balance inquiries or denied ATMs in the MoneyPass® Network if you have a MoneyPass® logo on the back of your card.  MoneyPass® Network ATMs are within the U.S. only.

Add cash to your account from thousands of retail locations with Cash2Debit™.  $4.95 fee applies. Deposit limits and restrictions apply. Not available at self-checkout. Not available in Vermont. 

Closing new accounts within 90 days of opening will result in a $20 early closure fee.