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Homeowners Associations

How Community Banking should be.

Enter your zip code to view local account options.

What HOAs get with Community Banking:

We focus on forming a partnership with your HOA board and residents. We hope you will think of us as a neighbor and your first choice for banking.

Here is a full suite of products and services that can be tailored to the needs of your HOA:
  • HOA Checking Accounts - Low cost checking services.
  • HOA Premier Money Market - Maximize your interest potential with our high earning money market.
  • Two bank charters so FDIC coverage amount is doubled.
  • Collateralized Deposits - Feature deposit insurance beyond FDIC limits.
  • HOA Loans - For repairs, major renovations or other cash flow needs.
  • ACH Origination - Speeds up your collection process by allowing residents to pay annual or monthly dues electronically.
  • Bill Pay - Efficiently pay your vendors through our online bill pay service (additional Treasury Services available).
  • HOA Lockbox - Let us handle the stress of handling all the checks that come in for dues.

Loan Solutions for your Community

Details Express Term Loan Traditional Term Loan Line of Credit
Rate Rate will be quoted Rate will be quoted WSJ Prime minus 0.01%1
Term 3 years 5 to 10 years 12 months
Minimum Loan Amount $10,000 $100,000 $10,000
Maximum Loan Amount No Maximum No Maximum No Maximum
Potential Uses Capital improvements, repairs or enhancements to common areas Larger infrastructure needs or projects that require a longer amortization period Working capital needs, smaller purchases, vendor payments
Application, Origination, or Documentation Fee None None None
Approval Time 2-5 days 5-7 days 2-5 days

1 A deposit relationship with auto debit of loan interest is required for this rate.
All loans and lines of credit are subject to credit approval.