Simple Checking is a basic checking account designed to meet your everyday financial needs.  Take advantage of features such as online banking, free mobile check deposit2, account alerts1, and access over 70 Academy Bank locations nationwide.

Applying only takes 10 minutes or less.

What You Need to Know

There is a $25 opening balance requirement on Simple checking accounts.

No monthly service charge when you meet the following requirement each statement cycle:

  • Set up direct deposit to your Academy Bank Simple checking account OR
  • 12 debit card purchases per statement cycle, excludes transactions conducted at an ATM.

Otherwise, a monthly service charge of $10.00 applies.

You can receive free e.Statements or $4.50 paper statements with this account.


Applying typically takes 10 minutes or less.