The Simply Digital Checking is a basic checking account designed to meet your everyday financial needs. Take advantage of features such as getting paid one day early, online and mobile banking1, remote check deposit2, account alerts1, and access to over 70 Academy Bank locations nationwide.
Get paid one day early with Early Pay4
Online Banking with Bill Pay
with Check Deposit2
Free Visa® debit card with Card Controls & EMV chip technology
Over 70 locations, including branches inside Walmart with weekend and evening hours
We offer Overdraft Alternatives such as linking to a savings account or an overdraft line of credit.
Eligible for Savings Cents - round up your debit card purchases automatically and put the change in your savings
Cash2DebitTM - add cash to your account from any Walmart location at the cashier3
What You Need to Know
- There is a $100 opening balance requirement on Simply Digital checking accounts.
- No monthly service charge when you meet the following requirement each statement cycle:
- $500 average balance OR
- 20 debit card purchases per statement cycle, excludes transactions conducted at an ATM, AND signed up for e.statements.
- Otherwise, a monthly service charge of $9 applies.
- You can receive free e.Statements or $5 paper statements with this account.
- Closing new accounts within 90 days of opening will result in a $20 early closure fee.