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The Elite Investment Checking Account is a tiered interest-earning account1. It’s a great option if you carry higher balances and want to earn additional interest on your money. Enjoy features such as getting paid one day early, online banking, unlimited ATM fee waivers, no fees cashiers' checks, free mobile check deposit5, account alerts3, and access to over 70 physical Academy Bank locations. Additional Elite Investment Checking Account benefits include no charge e.statements, money orders and special loan discounts.
Applying typically takes 10 minutes or less.
Features
Earn interest from #elite_checking_apy1% up to #elite_checking_apy4% APY1 depending on your balance
Get paid one day early with Early Pay4
Unlimited, free access to 30,000+ ATMs nationwide with the MoneyPass® Network2—easily find an ATM near on the MoneyPass® site.
Unlimited ATM Fee Waivers
Moble Banking3 and Check Deposit5
Online Banking with Bill Pay
Free Visa® debit card with Card Controls & EMV chip technology
Special loan discounts, including a mortgage closing cost discount ($250)
No fee cashiers checks, money orders, and free standard checks
Over 70 locations, including branches inside Walmart with weekend and evening hours
We offer Overdraft Alternatives such as linking to a savings account or an overdraft line of credit.
Eligible for Savings Cents - round up your debit card purchases automatically and put the change in your savings
Cash2DebitTM - add cash to your account from any Walmart location at the cashier6
Elite Investment Checking Account Rates
| Account Balance | Annual Percentage Yield¹ |
|---|---|
| $0.01 to $9,999.99 | #elite_investment_apy1% |
| $10,000 - $24,999.99 | #elite_investment_apy2% |
| $25,000 - $49,999.99 | #elite_investment_apy3% |
| $50,000 - $99,999.99 | #elite_investment_apy4% |
| $100,000 - $249,999.99 | #elite_investment_apy5% |
| $250,000 and up | #elite_investment_apy6% |
What You Need to Know
- There is a $100 opening balance requirement on Elite Investment checking accounts.
- No monthly service charge when you meet one of the following requirements each statement cycle:
- Maintain a daily balance of $5,000 per monthly statement cycle
- OR maintain an average balance of $10,000 per monthly statement cycle
- Otherwise, a monthly service charge of $20 applies.
- You can receive free e.Statements or free paper statements with an Academy Bank Elite Investment checking account.
- Closing new accounts within 90 days of opening will result in a $20 early closure fee.
Applying typically takes 10 minutes or less.