Celebrate Freedom with Academy Bank's Simply Free Checking Account

A group of young people celebrate free checking accounts on the 4th of July.

As family and friends celebrate the Fourth of July, there's no better time to embrace the spirit of freedom and independence in every aspect of our lives. While you enjoy the fireworks, barbecues, and parades, why not take a moment to liberate your finances as well? With Academy Banks’s Simply Free Checking account, you can experience financial freedom like never before!

In the spirit of Independence Day, keep reading to learn more about how to choose the best free checking account and how our Simply Free Checking account can offer you the ultimate financial freedom.

How to Choose the Best Free Checking Account

Choosing the best free checking account can seem daunting, but a few key considerations can simplify the process. First, look for accounts with no monthly service charges and no minimum balance requirements, ensuring you won’t be penalized if you hold a lower balance.

Check for additional benefits like early paycheck access, overdraft protection, and fee-free banking services, such as eStatements and debit cards with security controls. Consider the convenience of online and mobile banking features,1 which allow you to manage your finances on the go.

Also, explore any rewards programs that might offer bonuses for referring friends or other incentives. And be sure to review any potential fees for early account closure or specific services to ensure the account truly fits your financial needs.

By evaluating these factors, you can confidently choose a checking account that offers freedom and convenience, just like Academy Bank’s Simply Free Checking Account.

Embrace Uncomplicated and Unrestricted Banking

Opening a checking account online with Academy Bank couldn’t be any easier. The Simply Free Checking account2 is designed to be straightforward and hassle-free, just the way banking should be.

With a $0 monthly service charge and no minimum balance requirement, you can manage your money without worrying about hidden fees or complicated terms.

Enjoy the Benefits of Simply Free Checking

Academy Bank's Simply Free Checking Account offers a variety of benefits that make managing your finances a breeze. Here are some of the standout features.

1. No Monthly Service Charge

Wave goodbye to monthly service charge fees. With Academy Bank's Simply Free Checking Account, you won't have to worry about any monthly charges eating into your hard-earned money.

2. No Minimum Balance Requirement

Whether you're just starting out or looking to simplify your existing finances, this account offers the freedom to maintain any balance without penalties. No minimum balance means you can keep your money in your account – right where it belongs.

3. Early Pay

Get paid early with Early Pay.3 Enjoy the freedom of accessing your paycheck up to two days earlier, giving you more time to manage your finances and enjoy life.

4. Free Overdraft Protection

Avoid the stress of overdraft fees with free overdraft protection when you transfer funds from a linked savings account. It's an extra layer of security for your financial peace of mind.

5. Free eStatements

Say goodbye to extra envelopes in the mail and hello to convenience with free eStatements. Keep track of your account activity online, anytime and anywhere.

6. Visa Debit Card & Card Controls

Your Simply Free Checking Account comes with a Visa Debit Card. Plus, with Card Controls, you can easily manage and monitor your card usage.

7. Online and Mobile Banking

Enjoy the freedom of banking on the go with Academy Bank's robust online and mobile banking platforms.1 Check your balance, transfer funds, pay bills, and more – all from the palm of your hand.

8. Refer Friends, Get Rewards

Spread the word about the Simply Free Checking Account and get rewarded. Refer your friends and you can earn $50 for each successful referral. Plus, your friend gets $50 too!4 It's a win-win situation on the path to financial freedom.

What You Need to Know

While the Simply Free Checking Account offers numerous benefits, keep these details in mind:

  • Opening Balance Requirement: There is a $25 opening balance requirement to get started.
  • eStatements: Free monthly paperless statements are provided and required.5
  • Cash2Debit™: Add cash to your account from thousands of retail locations with Cash2Debit™6.
  • Early Closure Fee: Closing new accounts within 90 days of opening will result in a $20 early closure fee.

Explore Academy Bank’s Other Checking Options

If the Simply Free Checking Account doesn't quite meet your needs, don't worry! Academy Bank offers a variety of other checking options to suit different financial lifestyles.

We invite you to compare checking accounts and find the one that's the perfect fit for you.

Here’s to Financial Freedom

This Fourth of July, celebrate your financial freedom with Academy Bank's Simply Free Checking Account. Experience the joy of uncomplicated, unrestricted banking. Happy Independence Day from Academy Bank – where your financial freedom is our priority.

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*Closing new accounts within 90 days of opening will result in a $20 early closure fee.

1 Message and data rates charged by your mobile phone carrier may apply.

2 $25 opening deposit requirement and e.Statements required.

3 Get paid one day early. Direct deposit required. Maximum ACH credit is $15,000.00.

4 Terms and Conditions apply.

5 $5 monthly paper statement fee will be charged if paper statements are chosen.

6 A $4.95 fee may apply. Deposit limits and restrictions apply. Not available in Vermont. Ask an Academy Bank associate for details. Not available at self-checkout.