Bank Routing Number
107001481
Bank by Mail/General Mail
PO Box 26458
Kansas City, MO 64196
Deposit Only Mailbox
PO Box 26744
Kansas City, MO 64196
Phone Number
1-877-712-2265
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If you're self-employed, you can now qualify for a home loan using your bank statements. While self-employment offers flexibility, obtaining a mortgage with non-traditional income can be difficult. Academy bank statement loan simplifies the process by reviewing 12 to 24 months of your bank statements to assess your income for approval. This special loan option eliminates the need for personal or business tax returns, W2s, or paystubs. Our dedicated mortgage experts will guide you through the entire process, ensuring a smooth and fast experience.
Eligible in KS, MO, CO, AZ, AR, MN. Purchase or rate term refinance of a single-family residence. Primary and secondary residence only (no investment). Maximum loan amount - $1,000,000. Borrower eligibility factors apply. Borrower must own at least 50% of the company to use business bank statements to qualify. Borrower must own at least 25% of the company to use personal bank statements to qualify. Self-employed borrowers are eligible. (conditions apply) Borrowers paid in cash are eligible. (conditions apply) Borrower with primary income of W2 and secondary income that is self-employed are eligible. (conditions apply) 100% W2 Borrower is not eligible for this loan product. Full appraisal dated within 120 days of closing required. Minimum credit score of 700 required.