The Safe Spending Checking Account from Academy Bank offers you the convenience and flexibility you need for daily personal banking without having to worry about Overdraft fees. Plus, you'll have free access to online banking, account alerts1, bill pay and mobile check deposit2. Enjoy access to over 70 Academy Bank locations nationwide.
Applying typically takes 10 minutes or less.
Features
Online & Mobile Banking
Mobile Deposit2, Account Alerts1 & Bill Pay
Free Mobile Check Deposit2
Visa® debit card with EMV chip technology
Over 70 locations, including branches inside Walmart with weekend and evening hours
Eligible for Savings Cents - round up your debit card purchases automatically and put the change in your savings
No Overdraft Fees
Also No Account Activation, Closure, Dormancy, or Low Balance Fees
Cash2DebitTM - add cash to your account from any Walmart location at the cashier3
What You Need to Know
- There is a $25 opening balance required.
- There is a $5 monthly recurring service charge.
- Paper checks are not included with this account. You have the option to purchase paper checks at any time.
- If you choose to receive paper statements a $2.00 paper statement fee will apply.
- When using Cash2Debit™ to make a cash deposit using your debit card at a Wal-Mart cashier, a $4.95 per transaction fee may apply.
- In-network ATMS are free and out-of-network ATM fees are only $2.50
Applying typically takes 10 minutes or less.