Community Reinvestment Act

Academy Bank is committed to transparency and community engagement in accordance with the Community Reinvestment Act (CRA). We invite interested parties to review the following information, which is available for public inspection:

• CRA Performance Evaluation: A PDF copy of our most recent CRA Performance Evaluation. 
• Branch Locations: A PDF list of our branch locations, along with their respective hours of operation. 
• Branch Activity: PDF document detailing branches opened or closed during the current year and the prior two calendar years. 
• Products and Services: Information about our products, services and transaction fees. Questions regarding transaction fees or cost of services should be directed to your nearest Academy Bank branch. 
• Assessment Areas: PDF maps and tract listings for each assessment area designated by the bank. 
  
• HMDA Disclosure Statement: The Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending is available online for review. The data shows the geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions is also available online. For more information, visit the Consumer Financial Protection Bureau or the Federal Financial Institutions Examination Council, web sites.
• CRA Disclosure Statement: You are entitled to certain information about our operations and our performance under the CRA.CRA Disclosure Statements are available for review at the Federal Financial Institution Examination Council (FFIEC) website: https://www.ffiec.gov/craadweb/DisRptMain.aspx. To view the Disclosure Statement, follow the link and select the year you wish to review, enter “Academy Bank, National Association” in the Search by Institution Name field, then select the location you wish to review from the available MSA/MD section.
• Consumer Loan Data: Academy Bank has elected to include consumer loan data for their CRA Exam.
• Public Comments: PDF documents containing any public comments received regarding our CRA performance during the current year and the two preceding calendar years.