Business owners reviewing profits and expenses through their Academy Bank Business Banking account with Payments Suite

Business Checking

Flexible. Convenient. Powered for invoicing & payments.

Business Checking: Built for small to mid-sized businesses who need more transaction capacity and the ability to handle daily cash flow. 
 
  • $100 opening balance
  • $12 waivable monthly service charge* 
  • 250 items included per statement cycle, then $0.35/each.
  • Built-in Payments Suite powered by Autobooks at no additional charge, no separate software required
Open your account, sign up and start invoicing! Ready. Set. Gamechanger.
 
* Minimum monthly average balance of $5,000 or daily average of $2,500 to waive monthly service charge.
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Business Checking + Payments Suite

 
  • Keep it all in one place: One bank, one login. Bank, invoice, accept payments, and track activity from the same secure dashboard inside Academy Bank Online & Mobile Banking.
  • Make it easier for customers to pay: Send professional invoices (one‑time or recurring), share a secure payment link, or accept in‑person payments—so you can move from “sent” to “paid” faster.
  • Included with your account: There’s no monthly subscription for Payments Suite—it's included with Academy Bank business checking. Standard payment processing fees apply.
  • Built around how you work: Create invoices, automate recurring payments, share links or QR codes, accept tap‑to‑pay and online payments, and track paid, pending, and overdue activity—so you can stay organized and monitor cash flow without extra admin.
  • Bank‑led support you can count on: Payments Suite is delivered through Academy Bank—so you get modern payment tools backed by the security and service of a bank relationship. Powered by Autobooks.
 
We know what it means to have your name and reputation on every business transaction. That's because we're a family-owned and privately held bank, and we're proud to say that makes us different. We offer local expertise, responsive and flexible client service, and customized solutions you just can't get from a larger, publicly traded bank.




What you get with Business Checking:

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New VISA® Business Debit Card

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Online & Mobile Banking with customizable alerts1

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Free monthly eStatements2













































Supercharge your Business Checking with Payments Suite:

Business owner creating an invoice through their Academy Bank Business Banking account with Payments Suite
Send professional, branded invoices (one-time or recurring)



Business owners viewing their business account with Academy Bank and Payments Suite
Easy-to-use interface in Online or Mobile Banking



Business owner providing a QR code for payment through their Academy Bank Business Banking account with Payments Suite
Share secure payment links or QR codes



Business owner sending an invoice through their Academy Bank Business Banking account with Payments Suite
Accept credit card, ACH and in-person payments



Business owners viewing invoices through their Academy Bank Business Banking account with Payments Suite
Track paid, pending, or overdue payments and monitor cash flow













More Business Banking info you can use:


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Have Questions? Talk to a Business Banker. 

We're here to help you choose the right solution for your business.
 

* Required










By clicking the Submit(Finish) button you agree that you are providing an electronic signature expressly authorizing Academy Bank to contact you by telephone at any of the telephone number(s) provided using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. Academy Bank may also contact you via email using any email address you provided.  You are not required to provide this authorization as a condition of purchasing any property, goods or services from Academy Bank.

Let's get down to business.

1 Message and data rates charged by your mobile phone carrier may apply. Mobile Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply.   
2 Free monthly eStatement or $5 paper statement.

Closing new accounts within 90 days of opening will result in a $25 early closure fee