Academy Bank 
1201 Walnut St Kansas City MO 64106
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Bank Routing Number
107001481
Bank by Mail/General Mail
PO Box 26458
Kansas City, MO 64196
Deposit Only Mailbox
PO Box 26744
Kansas City, MO 64196
Phone Number
1-877-712-2265
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2024-01-11
Financial Health
published
Your Route 66 Guide to Checking Accounts in Springfield, MO
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Springfield may be the most common city name in America, but there’s only one Queen City of the Ozarks and birthplace of Route 66. Springfield, MO is more than a “big small town” with a common name, it’s the metro hub for southwest Missouri. Just like the Ozarks provide diverse scenery, your financial approach should be equally versatile. Academy Bank understands the distinct needs of the Springfield community, and we’re here to tell you why checking accounts are a financial staple for every Springfield resident.
What is a checking account?
Let’s start by reviewing the basics. A checking account is a flexible tool for managing your money. It lets you easily deposit, withdraw, and transfer funds, making it a handy bank account for everyday use. Unlike savings accounts, which are designed to hold money over time, checking accounts are all about practical, short-term needs. The money you keep in your checking account is there to quickly cover your everyday expenses. It's like having your funds ready and available whenever you need them!
Learn more about the basics in our recent blog.
The Advantages of Checking Accounts in Springfield, MO
In a city that embraces progress and innovation, tailoring your financial approach is essential. Checking accounts become a preferred choice for those seeking a secure and convenient method to manage their finances. But what makes them particularly advantageous for Springfield residents?
1. Accessible Stability
Midwest weather can be unpredictable, but your bank account doesn’t have to be. Checking accounts offer stability and accessibility with a reliable way to access your funds whenever you need them, easing concerns about the ups and downs of the stock market.
2. Maximizing Returns for Springfield Residents
Springfield residents understand the value of maximizing returns. Checking accounts offer the flexibility and convenience of everyday spending with the added potential of earning interest. This ensures that your money can not only meet your immediate needs but also grow over time, making each transaction a step towards financial growth.
3. Tailored to Your Financial Journey
Whether you're envisioning future plans in Rountree or saving for your dream home in Historic Walnut Street, checking accounts can cater to your unique goals. With various account types, including tiered-earning options and accounts tailored for students attending Missouri State or Drury University, checking accounts offer flexibility for every stage of your financial journey.
4. Securing Your Finances
Just as life in Springfield, MO may bring unexpected challenges, checking accounts offer peace of mind. With robust security features and the backing of FDIC Insurance, your funds remain safe and secure, regardless of economic climates. The reliability of checking accounts serves as a financial safety net, ensuring your money is protected against unforeseen events and providing peace of mind for Springfield residents.
Academy Bank: Where Springfield Meets Financial Success
At Academy Bank we take pride in being more than just a financial institution; we're part of the Springfield community. Our commitment to your financial success is steadfast, reflecting the resilience and character that defines the Ozarks.
Whether you're seeking tiered-earning accounts like Elite Investment Checking,* extra perks and digital tools with Select Rewards Checking,*✝ standard everyday banking with Simply Digital Checking,* or a low-cost option for students with Student Checking,* Academy Bank has the right checking account to meet your personal financial needs.
Not sure where to start? How about an overview? Compare checking accounts today.
Member FDIC
*Opening deposit required. Monthly service charge applies. Closing new accounts within 90 days of opening will result in a $20 early closure fee.
✝ INSURANCE DISCLOSURE: Insurance products are NOT insured by FDIC or any Federal Government Agency; NOT a deposit of or guaranteed by the bank or any bank affiliate. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.