How to Make Homeownership More Affordable

a couple celebrates the new home they are building from the ground up

With higher interest rates and rising inflation, buying a new home – particularly one just built, may seem out of reach. But a 2/1 buydown mortgage could be the financial tool that can make your homeownership dreams a reality.
If you're considering purchasing a new home or refinancing an existing one, understanding how a 2/1 buydown mortgage works and its potential benefits could be the key to unlocking significant savings and peace of mind. We will dig into the fundamentals of 2/1 buydown mortgages, explore how they work and how they can help you achieve your homeownership goals more comfortably. Whether you're a first-time homebuyer or a seasoned homeowner looking to optimize your mortgage options, learn how a 2/1 buydown program can work in your favor.

Why choose a 2/1 buydown program from Academy Bank when buying a home?

  • Market Advantage: Stand out in the competitive real estate market with a home that comes with a 2/1 Buydown Mortgage.
  • Bank Backing: Trust the stability and reliability of Academy Bank to support your home ownership dreams.

How does a 2/1 buydown work for mortgages?

  • Lower Initial Payments: Enjoy reduced interest rates for the first two years.
  • Budget-Friendly Start: Begin your homeownership journey with manageable mortgage payments.
  • Stability: After the initial period, your interest rate stabilizes for long-term financial predictability.

Academy Bank loan officers are home loan experts and stand ready to guide you every step of the way of your home buying journey. Learn more about our home loan offerings or contact a loan officer today to learn more.

Subject to credit approval. Fees apply.