Academy Bank 
1201 Walnut St Kansas City MO 64106
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Bank Routing Number
107001481
Bank by Mail/General Mail
PO Box 26458
Kansas City, MO 64196
Deposit Only Mailbox
PO Box 26744
Kansas City, MO 64196
Phone Number
1-877-712-2265
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2024-01-17
Checking
published
2-minute
Game-Changing Checking Accounts in Kansas City
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If you call Kansas City home, you are well aware of the city's vibrant energy and unique charm. As the City of Fountains, Heart of America, and the BBQ Capital of the World, Kansas City is more than just a geographical location—it's a community with a rich history and a promising future. Just as the city thrives on its range of activities and offerings, your financial strategy should reflect the same variety, especially when it comes to choosing the best checking account! Let's explore checking accounts in Kansas City and why they are a smart choice.
What is a Checking Account?
A checking account is a type of bank account for managing your everyday financial needs. This includes paying bills, buying groceries, or getting cash. Checking accounts are built for frequent use, giving you quick access to your money through multiple convenient tools.
With a checking account, you can write checks, use a debit card for purchases, withdraw cash from ATMs, or even set up direct deposit for your paycheck. The best banks also offer online banking capabilities, so you can check you balance and transfer money between accounts.
Cowtown Checking Accounts in KCMO and KCKS
In a city known for its musical legacy, BBQ traditions, and sports passion, your financial strategy should keep pace. But what makes checking accounts the best teammates in your financial journey?
1. Your Money in Your City
Accessing your funds should be as easy as swaying to the rhythms of jazz in the 18th & Vine district. Whether you’re strolling through the River Market for fresh produce and local goods, taking a bite (or ten) of the world-famous BBQ, or admiring the Spanish architecture in the Country Club Plaza, your money is ALWAYS within reach, effortlessly synched with your KC lifestyle.
2. Unlimited Opportunities, Just Like KC’s Growth
Kansas City is on the upswing, becoming one the nation’s fastest-growing large economies. As the energy builds for the 2026 FIFA World Cup, your checking account should share the same winning energy. Enjoy the freedom of limitless transactions within the MoneyPass® ATM Network1, which allows you to shape your financial experiences in tune with the city’s growth.
3. On-The-Go Finance
In a city where everything moves to its own beat, you can oversee your finances on the go with our mobile banking2 platform. Check your balance, pay bills, and even deposit checks, ALL managed from the palm of your hand. Your money moves with the spirit of the city, just like the smooth melodies of a jazz ensemble.
4. Banking with Kansas City Confidence
In a city where securing a spot in the playoffs is a collective goal and having BBQ available is a constant assurance, the security of your funds is our biggest priority. Our Academy Bank checking accounts are crafted to provide the same confidence as your long-lasting Kansas City traditions. With advanced encryption, fraud detection, and the added security of FDIC insurance coverage, your money is protected—giving you room to enjoy the best of KC.
Academy Bank Checking Accounts: Bulit for Kansas City's Financial Well-Being
At Academy Bank, we go beyond being just a financial institution. We pride ourselves for being an integral part of the cultural identity that defines Kansas City. Afterall, it’s our home too! Our commitment to the financial well-being of the community is just as strong as KC’s musical legacy and sports passion.
In a city bursting with opportunities, Academy Bank offers a full suite of checking accounts tailored to meet the diverse needs of Kansas Citians. Want to watch your money grow?
- Explore our Elite Investment Checking Account,* featuring a tiered rate structure for growing your balance.
- For those in search of a seamless blend of rewards and convenience, our Select Rewards Checking Account*✝account is the smart choice.
- Preferring simplicity with online banking? Consider our Simply Free Checking Account3—a straightforward, free option covering your essentials.
- And for those just starting their financial journey, our Student Checking Account* offers a low-cost account tailored for full-time students under 23 years old.
Not sure where to start? How about an overview?
And for businesses, explore our business checking account options4 to find the best banking solution for your company.
1 No fees for withdrawals, transfers balance inquiries or denied ATM transactions at ATMs in the MoneyPass® Network if you have a MoneyPass® logo on the back of your card. MoneyPass® Network ATMs are within the U.S. only.
2 Message and data rates charged by your mobile carrier may apply.
3 $25 opening deposit required. eStatements required.
4 Business checking accounts require an opening deposit and are subject to a monthly service charge. Paper statement fee applies. Closing new accounts within 90 days of opening will result in a $25 early closure fee.
*Opening deposit required. Monthly service charge applies. Closing new accounts within 90 days of opening will result in a $25 early closure fee.
✝INSURANCE DISCLOSURE: Insurance products are NOT insured by FDIC or any Federal Government Agency; NOT a deposit of or guaranteed by the bank or any bank affiliate. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.