Bank Routing Number
107001481
Bank by Mail/General Mail
PO Box 26458
Kansas City, MO 64196
Deposit Only Mailbox
PO Box 26744
Kansas City, MO 64196
Phone Number
1-877-712-2265
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Have you ever received a call from “your bank” asking for your account number? Or a text from a delivery service you didn’t use? If something feels off, it probably is. Welcome to the world of spoofing—where scammers pretend to be someone else and the prize is your personal info. Keep reading to learn about spoofing, some common tactics, and how to protect yourself.
Spoofing is a type of fraud where scammers disguise their identity to trick you into trusting them. They often impersonate legitimate financial institutions or individuals to influence your decisions.
Spoofing attacks are also known as phishing, imposter scams, or ID fraud. The goal? To steal sensitive information like your bank account details, passwords, or Social Security number—and they want to manipulate you into compromising your own cybersecurity.
Spoofing is dangerous because it works. It plays on trust, urgency, and familiarity. Spoofing scams often look legitimate, making them especially risky if you don’t know the signs.
Scammers are creative, and spoofing can appear in many different ways. Here are the most common tricks in the book:
“Hi, this is your bank. We need to verify your account.” Sound familiar? Spoofing calls can look like they come from a trusted number—like your bank, a government agency, or even a family member—even when they are really from scammers. If the caller pressures you to act quickly or requests personal information, it’s a red flag! Hang up and call back using a verified number.
Text spoofing is a common tactic in fraud, often through messages with urgent requests and suspicious links. These texts appear to come from a delivery service, city agency, or your bank. They usually follow a familiar pattern, such as: “Your package is delayed—click here!” or “Unusual activity on your account!”
No matter what, DON’T CLICK and DON’T REPLY. Just screenshot and delete! Clicking these links can lead to malware or phishing sites designed to steal your information.
Email scams can look very real—logos, signatures, polished layouts, the whole nine yards. They often include sketchy links or ask for sensitive info, such as resetting your password or verifying your account. When in doubt, it’s smart to double-check the sender’s address and hover over links before clicking.
Some scammers build entire websites that look nearly identical to real ones. These sites are meant to capture your login credentials or payment information. If you make one wrong click, you could hand over your info to a fraudster. Instead, remember to type in URLs directly or use bookmarks. NEVER click on links in unsolicited messages or emails.
Protect yourself with these simple actions:
We don’t just protect your money—we protect you. Here’s how:
If something seems off, don’t wait. Reach out to Academy Bank right away:
Always remember, if something feels off, it probably is.