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Choice City Checking in Fort Collins, Colorado

a man rides  his bike through the lawn at a park

Welcome to Fort Collins, where bicycles weave through the streets of Old Town, craft beer is abundant, and the city exudes authentic Western charm. Life around FoCo includes outdoor adventures paired with Fort Fun’s vibrant energy, all with the Rocky Mountains as a backdrop. Against this lively scenery, your financial choices become an integral part of your Fort Collins lifestyle. Academy Bank recognizes the unique needs of this community, and we're here to discuss why checking accounts are a financial “must-have” for Fort Collins residents.

Personalized Banking in Fort Collins, CO

Your financial strategy should align with the Horn of Plenty that defines Fort Collins, reflecting its abundant offerings and cultural gems. Now, let’s explore why checking accounts are a practical choice in this setting:

1. FoCo Financial Freedom

Much like Fort Collins itself, known as the Choice City, checking accounts offer a flexible approach to managing finances. Whether you’re immersing yourself in the city’s laid-back atmosphere, exploring breweries in the Craft Beer Capital of Colorado, or enjoying outdoor adventures, your checking account is your financial companion which adapts seamlessly to your unique preferences.

2. Securing Your Financial Landscape

Much like the city's elevation at 5,000 feet, the security of your finances should stand tall. The best checking accounts provide advanced encryption, fraud detection, and FDIC Insurance, ensuring your financial landscape stands as resilient as the Rocky Mountains. This ultimately provides a steadfast foundation for your financial journey in Fort Collins.

3. Rewarding Your Financial Choices

Amidst the rising cost of living in Colorado, choosing the right checking account in Fort Collins means finding rewards that alleviate financial pressure. For example, you can earn perks, bonuses, and exclusive benefits that strengthen the value of your financial choices. From cashback on local purchases to discounts at Fort Collins establishments (not to mention, 24/7 roadside assistance for snowy Colorado roads), checking accounts go beyond transactions and add an extra layer of value to your everyday life.

4. Tech-Driven Convenience with a Local Touch

In a city that embraces both technology and authentic Western charm, checking accounts in Fort Collins provide a perfect blend of digital convenience and local accessibility. With user-friendly mobile apps,1 managing your finances becomes as smooth as the breeze through Horsetooth Reservoir. Additionally, local branches offer face-to-face interactions for those who prefer a personal touch.

Academy Bank: Your Fort Collins Financial Partner

At the heart of it all, Academy Bank understands the true spirit of the Fort Collins community. Explore our various checking accounts, each designed to meet the specific needs of Fort Collins residents and visitors alike.

  • Select Rewards Checking* — Get ready to elevate your banking experience! This option offers perks such as Fuel Savings,2 cell phone protection, and travel and leisure discounts.
  • Elite Investment Checking* — Looking for peak performance? Ascend new financial heights with a tier-earning account that rewards you with increasing returns based on your balance.
  • Student Checking* — Tailored for the student community (yes you, Colorado State), this low-cost account is for full-time students under the age of 23 as they navigate their academic journey.
  • Simply Free Checking3 — Streamline your financial routine with the ease of free banking. This is your reliable, go-to option for everyday financial needs.

Unsure where to begin? Take a moment to compare our checking accounts today and experience firsthand the unique advantages offered by Academy Bank in the vibrant community of Fort Collins, CO.

Member FDIC

1 Message and data rates charged by your mobile carrier may apply.

2 Restrictions apply. See for details.

3 $25 opening deposit required. eStatements required.

*Opening deposit required.  Monthly service charge applies. Closing new accounts within 90 days of opening will result in a $20 early closure fee.

INSURANCE DISCLOSURE: Insurance products are NOT insured by FDIC or any Federal Government Agency; NOT a deposit of or guaranteed by the bank or any bank affiliate. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.