Elite Checking is a tiered interest-earning account. It’s a great option if you carry higher balances and want to earn additional interest.  Take advantage of features such as online banking, free mobile check deposit, set up account alerts, and access over 70 physical Academy Bank locations.


Elite Checking Rates

Account BalanceAnnual Percentage Yield¹
$25 - $10,0000.02%
$10,000.01 - $25,0000.03%
$25,000.01 - $50,0000.04%
$50,000.01 +0.05%

What You Need to Know

There is a $25 opening balance requirement on Elite checking accounts.

No monthly fee when you meet one of the following requirements each statement cycle:

  • Maintain a daily balance of $5,000 per monthly statement cycle
  • Or maintain an average balance of $10,000 per monthly statement cycle

Otherwise, a monthly service fee of $15.00 applies.

You can receive free e.Statements or free paper statements with an Academy Bank Elite checking account.