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The Elite Checking Account  is a tiered interest-earning account1. It’s a great option if you carry higher balances and want to earn additional interest on your money.  Enjoy features such as online banking, free mobile check deposit4, account alerts3, and access over 70 physical Academy Bank locations.  Additional Elite Checking Account benefits include free cashiers checks, money orders and special loan discounts.



Elite Checking Account Rates

Account BalanceAnnual Percentage Yield¹
$25 - $10,000#elite_checking_apy1%
$10,000.01 - $25,000#elite_checking_apy2%
$25,000.01 - $50,000#elite_checking_apy3%
$50,000.01 +#elite_checking_apy4%

What You Need to Know

  • There is a $25 opening balance requirement on Elite checking accounts.
  • No monthly service charge when you meet one of the following requirements each statement cycle:
    • Maintain a daily balance of $5,000 per monthly statement cycle
    • Or maintain an average balance of $10,000 per monthly statement cycle
  • Otherwise, a monthly service charge of $15 applies.
  • You can receive free e.Statements or free paper statements with an Academy Bank Elite checking account.
  • Closing new accounts within 90 days of opening will result in a $20 early closure fee.

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