Elite Checking is a tiered interest-earning account. It’s a great option if you carry higher balances and want to earn additional interest. Take advantage of features such as online banking, free mobile check deposit, set up account alerts, and access over 70 physical Academy Bank locations.
Applying typically takes 10 minutes or less.
Features
Earn interest from 0.05% up to 0.10% APY1 depending on your balance
Unlimited, free access to 30,000+ ATMs nationwide with the MoneyPass® Network2—easily find an ATM near you with our mobile app or on the MoneyPass® site
Special loan discounts, including a mortgage closing cost discount ($250), auto loan rate discount (0.25%), and personal loan rate discount (0.25%)
Digital Banking with Bill Pay
Mobile Banking with account alerts3
Free mobile check deposit4
Free cashiers checks, money orders, and standard checks
Free Visa® debit card with EMV chip technology
Over 70 locations, including branches inside Walmart with weekend and evening hours
Elite Checking Rates
| Account Balance | Annual Percentage Yield¹ |
|---|---|
| $25 - $10,000 | 0.02% |
| $10,000.01 - $25,000 | 0.03% |
| $25,000.01 - $50,000 | 0.04% |
| $50,000.01 + | 0.05% |
What You Need to Know
There is a $25 opening balance requirement on Elite checking accounts.
No monthly fee when you meet one of the following requirements each statement cycle:
- Maintain a daily balance of $5,000 per monthly statement cycle
- Or maintain an average balance of $10,000 per monthly statement cycle
Otherwise, a monthly service fee of $15.00 applies.
You can receive free e.Statements or free paper statements with an Academy Bank Elite checking account.
Applying typically takes 10 minutes or less.