Elite Checking is a tiered interest-earning account. It’s a great option if you carry higher balances and want extra benefits.
Applying typically takes 10 minutes or less.
Features
Earn interest from 0.05% up to 0.10% APY1 depending on your balance
Unlimited, free access to 30,000+ ATMs nationwide with the MoneyPass® Network2—easily find an ATM near you with our mobile app or on the MoneyPass® site
Special loan discounts, including a mortgage closing cost discount ($250), auto loan rate discount (0.25%), and personal loan rate discount (0.25%)
Online Banking with Bill Pay
Mobile Banking with account alerts3
Free mobile check deposit4
Free cashiers checks, money orders, and standard checks
Free Visa® debit card with EMV chip technology
Faster, more secure online transactions when you enroll in Verified by Visa® and Visa® Checkout
Over 70 locations, including branches inside Walmart with weekend and evening hours
Elite Checking Rates
| Account Balance | Annual Percentage Yield¹ |
|---|---|
| $25 - $10,000 | 0.05% |
| $10,000.01 - $25,000 | 0.07% |
| $25,000.01 - $50,000 | 0.08% |
| $50,000.01 + | 0.10% |
What You Need to Know
There is a $25 opening balance requirement.
No monthly fee when you meet one of the following requirements each statement cycle:
- Maintain a daily balance of $5,000 per monthly statement cycle
- Or maintain an average balance of $10,000 per monthly statement cycle
Otherwise, a monthly service fee of $15.00 applies.
You can receive free e.Statements or free paper statements with this account.
Applying typically takes 10 minutes or less.