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OPEN A NEW CHECKING ACCOUNT ONLINE

Earn a $500 BONUS with Elite Investment Checking*

Step 1:  Open a new Elite Investment Checking Account online.
 
Step 2: Make at least four direct deposits totaling $10,000 within 90 days of account opening.
 
Step 3: Enroll in Online Banking and then enjoy earning interest with your new checking account.
 
 
 * $500 Bonus offer for new checking clients only. Terms and conditions below.
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Benefits of an Elite Investment Checking Account:

Elite Investment Checking is a tiered, high interest checking account which means that the rate of return rises as your balance rises.

  • Earn increasing interest1 depending on your balance
  • No fees on money orders or cashier’s checks
  • $250 mortgage closing cost discount



What you get with an Elite Investment Checking Account:

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Mobile Banking and check deposit2,3
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Get paid one day early with Early Pay4
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Complimentary standard checks
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Free paper statements and eStatements
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VISA debit card alerts available to keep you on top of card usage
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Access to 40,000+ ATMs through MoneyPass5
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$250 mortgage closing cost discount
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Eligible for Saving Cents - round up your debit card purchases automatically and put the change in your savings

















Interest Rates for Elite Investment Checking

Account Balance Annual Percentage Yield¹
$0.01 to $9,999.99
0.15
$10,000 - $24,999.99
0.20
$25,000 - $49,999.99
0.25
$50,000 - $99,999.99
0.30
$100,000 - $249,999.99
0.40
$250,000 and up
0.50


More to know about the Elite Investment Checking Account:


  • There is a $100 opening balance requirement on Elite Investment checking accounts.
  • No monthly service charge when you meet one of the following requirements each statement cycle:
    • Maintain a daily balance of $5,000 per monthly statement cycle
    • OR maintain an average balance of $10,000 per monthly statement cycle
  • Otherwise, a monthly service charge of $20 applies.
  • Closing new accounts within 90 days of opening will result in a $25 early closure fee.
Check out what Academy Bank clients have to say:

"The Academy Bank app makes banking simple, convenient, and stress-free. It’s very user-friendly, with a clean layout that makes it easy to check balances, transfer funds, deposit checks, and monitor accounts in just seconds. Everything you need is right at your fingertips."

 

 

"The employees are very friendly, knowledgeable and complete the transactions smoothly and efficiently. I appreciate their friendliness and thoughtfulness and personal service. It’s just a pleasure to bank at Academy Bank!"

 

$500 BONUS with Elite Investment Checking*

Open a new Elite Investment Checking Account online. Make at least four direct deposits totaling $10,000 within 90 days of account opening. Online Banking required. If account qualifications are met at the end of the 90-day deposit period, we will deposit the $500 bonus into your new checking account within 60 days.
 
 
 * $500 Bonus offer for new checking clients only. See terms and conditions below.



































$100 opening balance required on Elite Investment Checking Account. Subject to monthly service charge. To receive $500 bonus, open a new Elite Investment Checking Account, make at least four direct deposits totaling $10,000 and enroll in Online Banking within 90 days of account opening. The checking account bonus will be deposited into your new checking account within 60 days of direct deposit verification. Closing a new account within 90 days of opening will result in a $25 early closure fee. Offer expires May 15, 2026.
 
1 We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. The Annual Percentage Yield (APY) shown is accurate as of . The interest rate may change after the account opening. Fees may be charged to the account, which could reduce earnings on the account. If the account is closed prior to the interest payment date, no interest will be paid.
2 Message and data rates charged by your mobile phone carrier may apply.
3 Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply.
4 Direct deposit required. Maximum ACH credit is $15,000.
5 No fees for withdrawals, transfers, balance inquiries or denied ATM transactions at ATMs in the MoneyPass® Network if you have a MoneyPass® logo on the back of your card. MoneyPass® Network ATMs are within the U.S. only.