Academy Bank 
1201 Walnut St Kansas City MO 64106
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Bank Routing Number
107001481
Bank by Mail/General Mail
PO Box 26458
Kansas City, MO 64196
Deposit Only Mailbox
PO Box 26744
Kansas City, MO 64196
Phone Number
1-877-712-2265
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There's a smarter way to save with higher rates and easy access
If you’re searching for a better savings account, you’re in the right place.
Our Money Market Account is designed for people who want their savings to earn more—without giving up access to their money.
Our Money Market Account is designed for people who want their savings to earn more—without giving up access to their money.
- Competitive, tiered interest rates
- Liquidity like a traditional savings account
- A safe, secure place to grow your funds
It’s everything you want from savings—with more upside.
Earn More Interest Than a Traditional Savings Account
Most savings accounts offer convenience—but minimal returns. A Money Market Account combines the flexibility of savings with higher earning potential, helping your balance grow faster.
- Higher interest rates than standard savings
- Easy access to your money when you need it
- Ideal for emergency funds or growing balances
- FDIC insured for peace of mind
How Much More Could You Earn on $15,000 Over 5 Years with our Money Market Account?
| Account Type | Starting Balance | APY Structure | Balance After 5 Years | Total Interest Earned |
|---|---|---|---|---|
| Traditional Savings Account | $15,000 | 0.03% APY | $15,022.51 | $22.51 |
| Money Market Account with 6-month promo | $15,000 | 3.65% APY (first 6 months) 0.75% APY (after promo period) |
$15,793.51 | $793.51 |
Calculation Assumptions:
This content is provided for informational purposes only. Not intended as financial, investment, or legal advice. Initial deposit: $15,000. Illustration is for 6 months at 3.65% APY, then 4.5 years at 0.75% APY. The assumption is that balance remains constant. Interest is compounded monthly and credited to the account monthly (illustrative). No fees are applied. APYs are accurate as of , and are subject to change. Promotional rate applies for the first six months only. Fees may reduce earnings. This example is for illustrative purposes of earnings and yields and does not guarantee future returns. Always review the full account terms. Money Market rates and offers are subject to change without notice. Closing new accounts within 90 days of opening will result in a $25 early closure fee.
Money Market Tiered Annual Percentage Yield
| Minimum Balance | Annual Percentage Yield |
|---|---|
| $0.01 to $9,999.99 |
0.60%
|
| $10,000 - $24,999.99 |
0.75%
|
| $25,000 - $49,999.99 |
0.85%
|
| $50,000 - $99,999.99 |
1.10%
|
| $100,000 - $249,999.99 |
1.50%
|
| $250,000 and up |
2.20%
|
Premier Money Market Account - $25 opening deposit requirement. No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle. Otherwise, a monthly service charge of $10 applies. Six (6) transactions per statement cycle allowed. Excessive withdrawal fee of $10 per item over 6 withdrawals per statement cycle not to exceed $60 per statement cycle. Annual Percentage Yield (APY) is accurate as of . Promotional rate is effective for 6 months from the opening date of a new Premier Money Market account. To receive the introductory rate, account must be opened with a minimum of $15,000 or for existing Money Market accounts, a minimum additional deposit of $15,000 is required that cannot be transferred from an existing account. Maximum deposit eligible for promotional rate is $3,000,000. A $100,000 limit is in place for ACH transactions when funding a Premier Money Market account. No international transfers. The rate may change after the account is opened. Fees charged to the account could reduce the earnings on the account. If the account is closed prior to the interest payment date, no interest will be paid. Closing new accounts within 90 days of opening will result in a $25 early closure fee.
The interest rate and annual percentage yield is subject to change daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If you use mobile banking to access your account, message and data rates charged by your mobile carrier may apply.