My Finance360 FAQs

My Finance360 is a free, easy-to-use personal financial management tool within Academy Bank’s online and mobile banking. It helps you track your spending, set budgets, manage debts, and monitor your overall financial health—all in one place.

You can access My Finance360 through Academy Bank digital banking. Simply log in to your account and access the Spending content block on the Accounts Home page. Select Enroll in financial tools to get started. If you are already enrolled, select the ellipse to navigate to My Finance360 controls for savings, budgets, trends, cashflow, net worth, debts or Link Accounts.

Yes! My Finance360 is a complimentary feature available to all Academy Bank online and mobile banking users.

Yes! My Finance360 is fully integrated into the Academy Bank mobile app, so you can track your finances on the go.

Yes, My Finance360 allows you to securely link accounts from other banks, credit cards, loans, and investment accounts to get a complete view of your finances.

Transactions update automatically as they are posted to your linked accounts. You can also manually refresh your accounts to ensure you have the most up-to-date information.

Yes. My Finance360 uses bank-level security and encryption to protect your information. Your login credentials for external accounts are never stored by Academy Bank.

Yes! My Finance360 automatically categorizes your transactions, but you can customize them to better reflect your spending habits.

The budgeting tool helps you create spending limits for different categories (e.g., groceries, dining, utilities). It tracks your spending in real time and notifies you if you're approaching your budget limits.

Yes! You can create personalized savings goals—like an emergency fund, vacation, or home purchase—and track your progress within My Finance360.

The Net Worth feature calculates your total assets (such as cash and investments) minus your liabilities (such as loans and credit card debt) to give you a real-time snapshot of your financial health.

The cash flow tool helps you track your income and expenses over time so you can adjust your spending and improve your financial habits.

Yes! You can add and manage all your debts—including loans and credit cards—to monitor balances, track payments, and create a repayment plan.

Not at this time.

If you experience issues, try refreshing the connection or verifying your login credentials for the external bank. If problems persist, contact Academy Bank customer support for assistance.

Yes. You can unlink external accounts at any time within My Finance360’s settings. Once removed, transactions from that account will no longer be included in your financial dashboard.