Mobile Deposit

With our Mobile Banking app, you can take a picture of the front and back of your check to deposit your iPhone® or Android™ smartphone or tablet. You can only access this feature by downloading the Academy Bank mobile app.
You can make a mobile check deposit if your iPhone® or Android™ device meets the following criteria:

  • iOS 4.0 and above or Android™ OS 2.1 and above
  • All devices require a camera.
  • The minimum image resolution requirement is 1600 pixels x 1200 pixels. This means the device camera spec must be a minimum of 2mp. While images with lower resolution may pass the image quality verification, they may also be rejected more often.
  • Android™ devices must also have autofocus.
BlackBerry smartphones are not currently supported.
7:00 p.m. CT, Monday through Friday, is the deposit cut-off time. If submitted after 7:00 p.m. or on a non-business day or holiday, your deposit will be processed the following business day. All deposits are subject to verification and are not available for immediate withdrawal. There may be deposit limits and restrictions that apply.
Our mobile check deposit accepts the following types of checks:

  • Personal and business checks
  • Cashier's checks
  • Government/Treasury checks
  • Checks must come from a U.S. bank and be in U.S. dollars.
We cannot accept checks made payable to a third party. Please only submit checks that have been made payable to you.
Log in to Mobile Banking. Click on Deposit a Check within the mobile app. Then select the account and the amount to deposit, and then follow the onscreen instructions to take a picture of the front and back of your check.

Please note that mobile deposits must be endorsed with the following information:

  • 'For Academy Bank Mobile Deposit'
  • Account Number
  • Name
Yes, mobile check deposit offers the same level of security you have with Online Banking on your desktop. The images of your checks are never stored on your mobile phone for added protection.
The funds availability schedule you received upon account opening (or that we otherwise have made available to you) will generally apply to mobile check deposits. However, in our sole discretion, we may delay funds availability from any mobile check deposit. If we delay funds availability from your deposit, we will notify you by email at the email address you use for Online Banking. You can update your email address anytime by logging into Online or Mobile Banking and going to Settings > Security Preferences or Settings > Alerts to manage your account's email address(es).
You can deposit checks for free anytime, anywhere using our Mobile Banking app on your phone or tablet. However, message and data rates charged by your mobile phone carrier may apply.

Top FAQs

Still Have Questions?
Academy Bank accepts Telecommunications Relay Services calls during regular operating hours, including TTY Relay Service (711 calls) and Video Relay Service. Please find more detail under the related FAQ above.

Bank Routing Number

Bank by Mail
General Mail PO Box
PO Box 26458
Kansas City, MO 64196

Deposit Only Mailbox
PO Box 26744
Kansas City, MO 64196