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VA Loan Guide

For more information or to speak with a Financial Education Specialist, please contact us at FinancialEducationAB@academybank.com.

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The United States Department of Veterans Affairs (VA) offers benefits to eligible veterans and active service members, making a VA home loan a great option for purchasing or refinancing an existing mortgage. Because the VA insures up to 25% of a VA loan, lenders are able to offer favorable benefits and loan terms to borrowers who qualify for the program.

These benefits include:

  • No down payment required.
  • No penalty to pre-pay or to refinance your VA home loan at any time.
  • No mortgage insurance premiums to pay.1
  • Flexible credit standards.
  • Options available to tailor your mortgage to your specific situation.
  • An assumable mortgage.

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