6 Ways to Save Money on Valentine’s Day

a couple dances on the sidewalk together

Love is in the air, and as Valentine's Day approaches, the pressure to splurge on fancy gifts can be overwhelming. According to the National Retail Federation's 2024 Valentine’s Day Spending Survey, 53% of Americans plan to celebrate, contributing to an estimated $25.8 billion splurge. But expressing your love doesn't have to come with a hefty price tag. In this blog, we will explore ways to make a lasting impression on Valentine's Day without causing a dent in your finances.

1. Home is Where the Heart Is

Swap the pricey restaurant dinner for a cozy homemade meal. Whether you choose to cook together or surprise your significant other, a home-cooked dinner is a fun and romantic experience. Elevate the ambience with a set table, candles, or even a simple meat and cheese platter for an elegant touch.

2. Blossoms on a Budget

Ditch the predictable dozen roses this year. Go for a budget-friendly flower bouquet at your nearby supermarket, slashing costs by over 50% compared to the florist's extravagant prices. Or, kick it up a notch and embrace the low-maintenance charm of a new houseplant—a green buddy that's more of a living testament to your shared journey than a sappy symbol of “everlasting love.”

3. Crafted Expressions of Love

When expensive jewelry feels out of reach, turn to the charm of DIY gifts. A personalized photo album or scrapbook serves as a heartfelt journey through your shared experiences. In addition, writing a handwritten letter or creating a playlist of their favorite songs is a thoughtful gesture that will speak volumes.

4. Memorable Experiences

This year, let's shake things up a bit and trade traditional gifts for unforgettable experiences. How about exploring a museum, painting pottery, catching a local theater show, or planning a hiking trip? If you're up for it, you might also consider volunteering together, which could be an impactful way to bond while helping others.

If you're not sure where to start looking for couples activities, let the experience discounts of our Select Rewards Checking* account guide you. Enjoy savings on museums, car rentals, movie theaters, sporting events, and more. These discounts make it a breeze to gift memorable experiences without burning a hole in your pocket.

5. Post-Valentine’s Day Discounts

Delaying your celebration until February 15th can be a savvy move. With Valentine’s Day merchandise hitting the clearance shelves, you can snag chocolates and gifts at a wonderful 50% off. Just be swift—the best deals tend to sell out quickly. Also, for those who want to dine out, postponing your celebration ensures a more intimate experience with fewer crowds and possibly a lower cost of eating out.

6. Unlock Smart Savings with Rewards

Supercharge your Valentine's Day purchases by tapping into the perks and rewards from your bank. For example, the Select Rewards Checking* account from Academy Bank is not your average checking account—it’s your secret to pocket-friendly discounts at your favorite retail spots, complete with instant access to mobile coupons. Taking your V-Day shopping digital? You’ll love the $hopping Rewards™ feature, which includes exclusive offers and discounts at thousands of leading online retailers. Shop through the tailored portal and enjoy watching the cash back roll in—it’s the best move to stretch your Valentine’s Day budget even further!

The Heartfelt Bottom Line

Valentine’s Day doesn't have to be synonymous with financial strain. Instead of accumulating debt, focus on what truly matters—meaningful time spent with a loved one. This Valentine's Day, you can create lasting memories without breaking the bank. Wishing you a joyful celebration!

Find those budget-friendly options today!

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