Academy Bank 
1201 Walnut St Kansas City MO 64106
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Bank Routing Number
107001481
Bank by Mail/General Mail
PO Box 26458
Kansas City, MO 64196
Deposit Only Mailbox
PO Box 26744
Kansas City, MO 64196
Phone Number
1-877-712-2265
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Academy Bank Business Banking + Payments Suite powered by Autobooks
Business Banking with Payments Suite
Run your business. Get paid faster. All in one account.
Every Academy Bank business checking account—Simple through Analyzed Business Checking—now includes Payments Suite at no additional cost.
- Stay on top of cash flow without juggling extra apps or logins
- Send professional invoices
- Accept online or in‑person payments
All managed in one place...inside your Academy Bank Online & Mobile Banking.
Business Banking accounts come with Visa debit cards, online and mobile banking & eStatements
No extra service charge for Payments Suite or extra logins
Get paid faster and easier - digital invoicing & online payments speed up cash inflow and reduce headaches
Save time and stay organized - all transactions in one place, track paid vs. unpaid, real-time visibility
Turn your tablet or phone into a payment terminal.
Great for face-to-face interactions: craft fairs, on-site service calls, deliveries, or anytime someone wants to pay on the spot. It’s quick and secure, with a lower processing fee for card-present transactions (2.75% vs. 3.49% for keyed/online). You can close a sale anywhere, improving convenience for both you and your customers. Funds deposit next business day for Tap to Pay transactions.
Even without a separate accounting software, you can monitor cash flow and financial health inside your bank account portal. For many small businesses, this light accounting is enough to keep the books organized and make tax time easier. You can see who paid, what it was for, your revenue totals and more at a glance. And if you use QuickBooks, the system can integrate or export data (so no double entry).
Which Business Banking account is right for me?
- Simple Business Checking - Invoices are easy for customers to pay immediately online, which means you receive funds sooner (most digital invoices paid within 5 days). You save time by automating follow-ups and can see at a glance who owes you – no more guesswork or manual tracking. $50 opening deposit.
- Business Checking - A flexible mid-tier account for small to mid-sized businesses who need more transaction capacity and features. $100 opening deposit. $12 waivable monthly service charge with a $5,000 minimum average balance or a $2,500 daily average balance. It’s a great all-purpose account for growing businesses that want convenience and the ability to integrate payments. Additional terms apply.
- Business Interest Checking - Similar to standard Business Checking but with interest earned on balances. This is a great option for businesses that maintain higher balances and want their money continuing to work for them. $100 opening balance. Interest compounded monthly. $12 monthly service charge. Additional terms apply.
- Analyzed Business Checking - A high-volume account for mid-size to large businesses or any company with heavy transaction activity that wants an earnings credit to offset fees. No cap on transactions - all activity is analyzed and billed via account analysis. $22 monthly service charge with an earnings credit on balances to reduce costs. Earnings credit calculated and applied monthly. Additional terms apply. It’s all about scaling at the business’s pace.
Additional benefits with Payments Suite:
- Bank-Backed Security: Funds go directly into your bank account, hosted in our secure online banking environment, meaning no need to manage separate merchant balances or transfers.
- Accepts all major cards including American Express
- No surprise fees. You only pay the standard payment processing fee when a customer pays you which is similar to Square or PayPal’s rates.
Open a business checking account with Academy Bank and put the Business Payments Suite to work for you.
Message and data rates charged by your mobile carrier may apply. Mobile Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply.
Closing new accounts within 90 days of opening with result in a $25 early closure fee.
Get paid faster with less effort with digital invoicing within Online or Mobile Banking.
Make it easy to accept payments anytime, anywhere with payment links and QR codes.
Know where your business stands, anytime with Integrated Reporting t& Bookkeeping.
Proven Business Success
Many of our business clients are already using these payment tools – and seeing real benefits. Now we’re excited to extend them to all business checking customers.
Academy Bank
Proven to Accelerate Payments
Customers tend to pay digital invoices faster than traditional paper – often within just a few days.
Customers tend to pay digital invoices faster than traditional paper – often within just a few days.
Academy Bank
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I sent my first invoice with Academy Bank’s tools and got paid the next day. It’s a game changer!
Business Client - Anonymous