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Home sweet Simply Digital checking account

Our Simply Digital Checking account is simply your standard checking account. Designed to meet your everyday financial needs, this account is perfect for housing cold hard cash.

  • Access your account on the go with Mobile Banking1
  • Deposit checks right from your phone2
  • Get paid one day early with Early Pay3

What you get with our Simply Digital Checking Account:

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Mobile Banking with Check Deposit1,2
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Online Banking with Bill Pay
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Free Visa® debit card with Card Controls
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Over 70 locations including branches inside Walmart
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Eligible for Saving Cents - round up your debit card purchases automatically and put the change in your savings
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Free eStatements
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With Cash2DebitTM, you can add cash to your account from thousands of retailers4
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Refer Friends. Get Rewards. $50 for you, $50 for them!1, 5

A few nice-to-knows:

  • There is a $100 opening balance requirement on Simply Digital checking accounts.
  • No monthly service charge when you meet the following requirement each statement cycle:
    • $500 average balance OR
    • 20 debit card purchases per statement cycle, excludes transactions conducted at an ATM, AND signed up for eStatements.
  • Otherwise, a monthly service charge of $9 applies.
  • You can receive free eStatements or $5 paper statements with this account.
  • Add cash to your account from thousands of retail locations with Cash2Debit™.4
  • Closing new accounts within 90 days of opening will result in a $20 early closure fee.

If this doesn't sound like the perfect fit for you, check out our other checking options. Compare Checking Accounts. 

1 Message and data rates charged by your mobile phone carrier may apply.
2 Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply.
3 Direct deposit required. Maximum ACH credit is $15,000.00.
4 A $4.95 fee may apply. Deposit limits and restrictions apply. Not available in Vermont. Ask an Academy Bank associate for details. Not available at self-checkout.
5 Terms and Conditions apply