An Academy Bank Credit Builder Secured Visa® Credit Card is perfect for those looking to improve their credit score. With automatic reporting to the three major credit bureaus, Academy Bank is here to help you build a better credit history. Set your own credit limit between $300 and $3,000 based on the amount you deposit into your Credit Builder Savings Account. Increase your credit limit by adding funds in increments of $50 or more to the savings account.
No application fee
No over-limit fee
Automatic reporting to the three major credit bureaus to help you build a credit history
Upgrade to an unsecured card with good performance.
Added security of EMV chip technology
Faster, more secure online transactions when you enroll in Visa® Secure Remote Commerce
What You Need to Know
- 21.24% variable annual percentage rate (APR)
- $39 annual fee
- Credit Builder Savings Account required
- $5.00 quarterly fee charged to the Credit Builder Savings account if not enrolled in e.Statements
- View rates and fees (PDF)