An Academy Bank Credit Builder Secured Visa® Credit Card is perfect for those looking to improve their credit score.  With automatic reporting to the three major credit bureaus, Academy Bank is here to help you build a better credit history.  Set your own credit limit between $300 and $3,000 based on the amount you deposit into your Credit Builder Savings Account. Increase your credit limit by adding funds in increments of $50 or more to the savings account.


What You Need to Know

  • 25.99% annual percentage rate (APR)
  • Credit Builder Savings Account required
  • $5.00 quarterly fee charged to the Credit Builder Savings account if not enrolled in e.Statements
  • View rates and fees (PDF)