Simple Checking is a basic checking account designed to meet your everyday financial needs. Take advantage of features such as online banking, free mobile check deposit2, account alerts1, and access over 70 Academy Bank locations nationwide.
Applying typically takes 10 minutes or less.
Features
Digital Banking with account alerts
Free Mobile Check Deposit2
Free Visa® debit card with EMV chip technology
Over 70 locations, including branches inside Walmart with weekend and evening hours
We offer Overdraft Alternatives such as linking to a savings account or an overdraft line of credit.
Eligible for Savings Cents - round up your debit card purchases automatically and put the change in your savings
What You Need to Know
- There is a $25 opening balance requirement on Simple checking accounts.
- No monthly service charge when you meet the following requirement each statement cycle:
- Set up direct deposit to your Academy Bank Simple checking account OR
- 12 debit card purchases per statement cycle, excludes transactions conducted at an ATM.
- Otherwise, a monthly service charge of $12 applies.
- You can receive free e.Statements or $5 paper statements with this account.
- Closing new accounts within 90 days of opening will result in a $20 early closure fee.
Applying typically takes 10 minutes or less.