|Minimum Balance||Annual Percentage Yield|
Pre-authorized withdrawals or transfers to another account are limited to six per month. Each additional withdrawal within the same month will be charged $7.00.
At age 23 if your balance falls below $100 during the monthly statement cycle, a $5 maintenance fee will be assessed. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. The interest rate is subject to change daily. If the account is closed prior to the interest payment date, no interest will be paid. Fees may be charged to the account which could reduce earnings on the account. The Annual Percentage Yield (APY) is accurate as of January 20, 2017.