Designed for first-time home buyers and borrowers with limited funds for their down payment. An FHA mortgage is a government-backed loan with more flexible lending requirements than those of conventional loans. Fixed and adjustable rate options are available.
FHA loans are insured by the Federal Housing Administration (FHA) and have qualification requirements.
Dedicated loan advisor to help you every step of the way
Mortgage Service Guarantee —We'll close your loan on time or pay you $500.
Fixed and adjustable interest rates available
Competitive rates and flexible terms
Low down payment
Cash out options available
Choose to purchase or refinance
An FHA mortgage is a good option if you have less-than-stellar credit or limited cash for a down payment. You may qualify for an FHA mortgage with a down payment as low as 3.5% and without a long credit history or outstanding credit. Gift or grant money may be allowed to be used for your down payment.
Reduced paperwork available for eligible borrowers qualifying for an FHA Streamlined refinance.