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Property Requirements



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There are certain property requirements involved when purchasing a home or refinancing a current mortgage with a VA loan. To receive a VA loan, the home you are purchasing or the loan that you are planning to refinance must be for a home that you will use as your primary residence.

Additional acceptable property types and uses

  • Buying a pre-existing home
  • Building a new home
  • Buying a condominium or townhouse
  • Refinancing an existing VA loan to get a better interest rate, or to take cash out



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