The best way to avoid overdrawing your account is to make sure you know how much is in it. If you know how much money you have put in and taken out of your account, you know exactly how much you can promise to a seller with a debit card or check transaction.
But what are some of the different tools you have to know just how much is in your account to spend? Here are 3 ways to keep track of your account balance at Academy Bank:
1. Digital Banking
With our Digital Banking service you can get the same easy-to-use access to your account on any device -- desktop, smartphone or tablet. So whether you prefer online banking or mobile banking, you'll be able to check your account balance, review transactions, set and receive alerts, transfer funds. pay bills and more.
2. In Person at a Branch
You can also simply stop by one of our branch locations near you. Simply show your ID to any teller, who will be happy to check your account balance free of charge. Many of our branch locations have extended evening and weekend hours.
3. Physical Account Register
Another way to check your balance is with a physical account register. Although it’s far less common nowadays to use this method thanks to Digital Banking online or on your mobile phone, it’s still a good way to learn how to manage your money. In your register, you can write down each transaction you make whether you are spending or depositing money. When you spend money, subtract that amount from the ongoing balance. When you deposit money, add it to the ongoing balance. It only takes a minute, and it helps you know exactly how much you have in your account to spend.
All of these tools make it easy to check your account balance before you spend so you can make sure you have more funds available than you’ll be taking out.