Credit Builder Secured Visa® Credit Card

Set your own credit limit between $300 and $3,000 based on the amount you deposit into your Credit Builder Savings account. Increase your credit limit by adding funds in increments of $50 or more to the savings account.


What You Need to Know

  • 22.74% variable annual percentage rate (APR)
  • $25 annual fee
  • Secured Credit Builder Savings account statements subject to $4.50 paper statement fee. Fee is waived if enrolled in e.Statements.
  • View rates and fees (PDF)

Subject to credit approval. Improved credit score is not guaranteed. Credit score is determined by credit reporting agencies based on multiple factors, but satisfactory performance on a credit card product can improve your credit score. Default on a credit card, including missed or late payments can damage your credit score. Fees apply, including a $25 annual fee. Once added, funds cannot be withdrawn from the savings account without closing the savings account and the credit card.