Set your own credit limit between $300 and $3,000 based on the amount you deposit into your Credit Builder Savings account. Increase your credit limit by adding funds in increments of $50 or more to the savings account.
No application fee
No over-limit fee
Automatic reporting to the three major credit bureaus to help you build a credit history
Upgrade to an unsecured card with good performance.
Added security of EMV chip technology
Faster, more secure online transactions when you enroll in Verified by Visa® and Visa® Checkout
Subject to credit approval. Improved credit score is not guaranteed. Credit score is determined by credit reporting agencies based on multiple factors, but satisfactory performance on a credit card product can improve your credit score. Default on a credit card, including missed or late payments can damage your credit score. Fees apply, including a $25 annual fee. Once added, funds cannot be withdrawn from the savings account without closing the savings account and the credit card.