Academy Bank Help Center

The bank will cash stimulus checks only for existing account holders.

If you are not currently an account holder at the bank, you may open a new account with us.  Please note that your new account must be titled to match the payee name on the stimulus check.

1. Account holders may deposit a stimulus check through mobile deposit in our mobile banking app.
   
   Mobile deposits made Monday through Saturday, 7 AM to 7 PM (Central) will be posted to the account in less than 1 hour. We will not delay availability of funds for stimulus checks deposit through mobile deposit. 
    
2. Account holders with a debit card may deposit a stimulus check at one of our many deposit-taking ATMs, at an Interactive Teller Machine or at an Academy Bank Express location. 
   
   For stimulus checks deposited at an ATM, $100 will post to the account immediately and the remainder of the stimulus check deposit will be available on the next business day. 

If the payee’s account is in a charged-off status with a balance due, the payment will be deposited into the account. However, the bank will not apply the stimulus funds to cover the negative, charged-off balance.